Moody, TX—76557
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moody, TX
As of Oct '25, the median home price in Moody, TX is $316,000, with a year-over-year change of 0.9%. This indicates that home prices in Moody, TX are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $316,000 | 0.9% |
| Single Family | $317,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $192,000 | 1.1% |
3 Bed | $282,000 | 1.1% |
4 Bed | $464,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moody, TX
As of July '25, Rentcast reports the average rent in Moody, TX is $1,400, with a year-over-year rent change of -13.6%. Per bedroom, the median rent as of July '25 in Moody, TX is 2-bedrooms: $1,300, 3-bedrooms: $1,640. The most common rental property sizes in Moody, TX are 3-bedroom and 2-bedroom, accounting for 49.6% and 19.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,300 | $1,300 |
| 3 Bed Rent | $1,620 | $1,640 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Moody, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Moody, TX is 83. This is a increase of 62.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $504,000 | 12.0% |
Listing Count | 53 | 27.0% |
| Listings as % of Homes | 1.0% | 27.0% |
Days on Market | 83 | 62.0% |
Demographics — Moody, TX
As of the latest ACS Survey released in 2023, Moody, TX has a population of 5,340, which has increased by 3.0% over the past 5 years. Moody, TX is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 25.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,340 | 3.0% |
% Under 18 | 20.4% | -11.7% |
% Seniors | 22.2% | 37.9% |
% WFH | 5.9% | 1,080.0% |
% w/ College Degree | 25.5% | 84.8% |
As of the latest ACS Survey released in 2023, Moody, TX is a predominantly white area, with 73.2% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Moody, TX is hispanic, making up 16.9% of the population. Foreign-born residents account for 2.9% of the population in Moody, TX, and this percentage has decreased by 42.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.2% | -0.5% |
% Black | 3.1% | -18.4% |
% Hispanic | 16.9% | -21.0% |
% Asian | 2.1% | 600.0% |
% Foreign Born | 2.9% | -42.0% |
Mortgage and Risk — Moody, TX
According to HUD data as of 2023, there were 185 mortgage originations in Moody, TX, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Moody, TX. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 185 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Moody, TX
Moody, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 51 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $980 |
| 2 Bedroom | -$70 | $1,300 | $1,230 |
| 3 Bedroom | $20 | $1,620 | $1,640 |
| 4 Bedroom | N/A | N/A | $1,840 |
Affordability — Moody, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $316,000 |
| Median Household Income | $76,000 |