Taylor, TX—76574
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Taylor, TX
As of Oct '25, the median home price in Taylor, TX is $280,000, with a year-over-year change of -6.2%. This indicates that home prices in Taylor, TX are decreasing. According to Zillow, the 1-year price projection is -2.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $280,000 | -6.2% |
| Single Family | $281,000 | -6.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $206,000 | -8.4% |
3 Bed | $287,000 | -5.6% |
4 Bed | $322,000 | -5.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Taylor, TX
As of July '25, Rentcast reports the average rent in Taylor, TX is $1,840, with a year-over-year rent change of -0.5%. Per bedroom, the median rent as of July '25 in Taylor, TX is studios: $1,950, 1-bedrooms: $1,090, 2-bedrooms: $1,380, 3-bedrooms: $1,980, 4-bedrooms: $2,300. The most common rental property sizes in Taylor, TX are 1-bedroom and 2-bedroom, accounting for 39.3% and 35.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,840 |
| Studio Rent | $1,700 | $1,950 |
| 1 Bed Rent | $900 | $1,090 |
| 2 Bed Rent | $1,350 | $1,380 |
| 3 Bed Rent | $1,850 | $1,980 |
| 4 Bed Rent | $2,150 | $2,300 |
% of Rental Stock
Property Listings — Taylor, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Taylor, TX is 70. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $321,000 | -13.0% |
Listing Count | 132 | 30.0% |
| Listings as % of Homes | 0.7% | 30.0% |
Days on Market | 70 | -7.0% |
Demographics — Taylor, TX
As of the latest ACS Survey released in 2023, Taylor, TX has a population of 19,700, which has increased by 3.8% over the past 5 years. Taylor, TX is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,700 | 3.8% |
% Under 18 | 22.2% | 5.2% |
% Seniors | 20.5% | 41.4% |
% WFH | 10.8% | 227.3% |
% w/ College Degree | 20.4% | 32.5% |
As of the latest ACS Survey released in 2023, Taylor, TX is a predominantly white area, with 49.9% of the population identifying as white. The white population has grown by 6.6% in the last 5 years. The second most common race or ethnicity in Taylor, TX is hispanic, making up 42.4% of the population. Foreign-born residents account for 8.3% of the population in Taylor, TX, and this percentage has decreased by 32.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.9% | 6.6% |
% Black | 5.4% | -39.3% |
% Hispanic | 42.4% | 4.2% |
% Asian | 0.4% | -33.3% |
% Foreign Born | 8.3% | -32.5% |
Mortgage and Risk — Taylor, TX
According to HUD data as of 2023, there were 397 mortgage originations in Taylor, TX, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Taylor, TX. Investor activity is low, as 6.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 397 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Taylor, TX
As of 2024, the percent of homes in Taylor, TX under the Section 8 program is 8.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Taylor, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 206 |
Total Units Section 8 | 160 |
% Rentals under Section 8 | 8.7% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $580 | $900 | $1,480 |
| 2 Bedroom | $390 | $1,350 | $1,740 |
| 3 Bedroom | $380 | $1,850 | $2,230 |
| 4 Bedroom | $410 | $2,150 | $2,560 |
Affordability — Taylor, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $280,000 |
| Median Household Income | $72,800 |