Clifton, TX76634

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$225,000
2.2% YoY Growth
Median Household Income
$72,700
29.9% 5-Year Growth
Days on Market
136
40.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,200
9.4% YoY Growth
1-Bed Rent
$1,000
12.5% YoY Growth
2-Bed Rent
$1,100
16.7% YoY Growth
3-Bed Rent
$1,820
30.4% YoY Growth

Property Listings — Clifton, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Clifton, TX is 136. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$285,0001.0%
Listing Count
6323.0%
Listings as % of Homes0.9%23.0%
Days on Market
13640.0%
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Demographics — Clifton, TX

As of the latest ACS Survey released in 2023, Clifton, TX has a population of 7,480, which has increased by 3.6% over the past 5 years. Clifton, TX is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 28.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,4803.6%
% Under 18
21.7%23.3%
% Seniors
29.3%6.5%
% WFH
10.9%142.2%
% w/ College Degree
28.8%32.7%
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As of the latest ACS Survey released in 2023, Clifton, TX is a predominantly white area, with 72.8% of the population identifying as white. The white population has shrunk by 15.0% in the last 5 years. The second most common race or ethnicity in Clifton, TX is hispanic, making up 20.3% of the population. Foreign-born residents account for 6.1% of the population in Clifton, TX, and this percentage has increased by 45.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.8%-15.0%
% Black
0.5%-75.0%
% Hispanic
20.3%101.0%
% Asian
1.0%150.0%
% Foreign Born
6.1%45.2%
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Mortgage and Risk — Clifton, TX

According to HUD data as of 2023, there were 105 mortgage originations in Clifton, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Clifton, TX. Investor activity is low, as 10.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
105
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
10.0%
% Second Loans
4.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Clifton, TX

As of 2024, the percent of homes in Clifton, TX under the Section 8 program is 4.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Clifton, TX, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
62
Total Units Section 8
30
% Rentals under Section 8
4.1%
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$190$1,000$810
2 Bedroom-$70$1,100$1,030
3 Bedroom-$380$1,820$1,440
4 Bedroom$240$1,500$1,740

Affordability — Clifton, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$225,000
Median Household Income$72,700

Clifton, TX — ZIP Code Boundary Map

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Frequently Asked Questions