Lott, TX—76656
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lott, TX
As of Oct '25, the median home price in Lott, TX is $201,000, with a year-over-year change of -3.4%. This indicates that home prices in Lott, TX are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $201,000 | -3.4% |
| Single Family | $201,000 | -4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lott, TX
As of July '25, Rentcast reports the average rent in Lott, TX is $850, with a year-over-year rent change of -7.7%. Per bedroom, the median rent as of July '25 in Lott, TX is 2-bedrooms: $850. The most common rental property sizes in Lott, TX are 3-bedroom and 2-bedroom, accounting for 35.2% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $850 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lott, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Lott, TX is 184. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $154,000 | 1.0% |
Listing Count | 15 | 145.0% |
| Listings as % of Homes | 0.3% | 145.0% |
Days on Market | 184 | 68.0% |
Demographics — Lott, TX
As of the latest ACS Survey released in 2023, Lott, TX has a population of 2,480, which has remained stable by -0.8% over the past 5 years. Lott, TX is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,480 | -0.8% |
% Under 18 | 18.6% | -35.0% |
% Seniors | 19.0% | 21.8% |
% WFH | 6.0% | 757.1% |
% w/ College Degree | 20.2% | 23.9% |
As of the latest ACS Survey released in 2023, Lott, TX is a predominantly white area, with 74.8% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Lott, TX is hispanic, making up 18.0% of the population. Foreign-born residents account for 3.6% of the population in Lott, TX, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.8% | -8.1% |
% Black | 5.3% | 35.9% |
% Hispanic | 18.0% | 69.8% |
% Asian | 0.1% | ∞% |
% Foreign Born | 3.6% | 28.6% |
Mortgage and Risk — Lott, TX
According to HUD data as of 2023, there were 30 mortgage originations in Lott, TX, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Lott, TX. Investor activity is low, as 10.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Lott, TX
Lott, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 47 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | $300 | $850 | $1,150 |
| 3 Bedroom | N/A | N/A | $1,610 |
| 4 Bedroom | N/A | N/A | $1,930 |
Affordability — Lott, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $201,000 |
| Median Household Income | $74,300 |