Goldthwaite, TX—76844
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Goldthwaite, TX
Goldthwaite, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $364,000 | 5.9% |
| Single Family | $364,000 | 6.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Goldthwaite, TX
As of July '25, Rentcast reports the average rent in Goldthwaite, TX is $1,690, with a year-over-year rent change of 57.9%. Per bedroom, the median rent as of July '25 in Goldthwaite, TX is 2-bedrooms: $1,200, 3-bedrooms: $1,480, 4-bedrooms: $2,600. The most common rental property sizes in Goldthwaite, TX are 2-bedroom and 3-bedroom, accounting for 37.9% and 33.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | $950 | $1,480 |
| 4 Bed Rent | $2,600 | $2,600 |
% of Rental Stock
Property Listings — Goldthwaite, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Goldthwaite, TX is 166. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $249,000 | -20.0% |
Listing Count | 23 | 3.0% |
| Listings as % of Homes | 0.8% | 3.0% |
Days on Market | 166 | 27.0% |
Demographics — Goldthwaite, TX
As of the latest ACS Survey released in 2023, Goldthwaite, TX has a population of 3,200, which has decreased by -13.6% over the past 5 years. Goldthwaite, TX is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,200 | -13.6% |
% Under 18 | 19.4% | -11.4% |
% Seniors | 28.3% | 4.8% |
% WFH | 5.8% | 314.3% |
% w/ College Degree | 28.7% | 75.0% |
As of the latest ACS Survey released in 2023, Goldthwaite, TX is a predominantly white area, with 73.3% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Goldthwaite, TX is hispanic, making up 21.6% of the population. Foreign-born residents account for 4.2% of the population in Goldthwaite, TX, and this percentage has decreased by 44.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.3% | -5.3% |
% Black | 0.5% | ∞% |
% Hispanic | 21.6% | -4.0% |
% Asian | 0.4% | 300.0% |
% Foreign Born | 4.2% | -44.0% |
Mortgage and Risk — Goldthwaite, TX
According to HUD data as of 2023, there were 27 mortgage originations in Goldthwaite, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Goldthwaite, TX. Investor activity is low, as 4.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Goldthwaite, TX
Goldthwaite, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | -$260 | $1,200 | $940 |
| 3 Bedroom | $360 | $950 | $1,310 |
| 4 Bedroom | -$1,000 | $2,600 | $1,600 |
Affordability — Goldthwaite, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $364,000 |
| Median Household Income | $67,000 |