Mertzon, TX—76941
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mertzon, TX
As of Oct '25, the median home price in Mertzon, TX is $274,000, with a year-over-year change of -1.2%. This indicates that home prices in Mertzon, TX are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $274,000 | -1.3% |
| Single Family | $274,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mertzon, TX
Mertzon, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mertzon, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Mertzon, TX is 43. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $245,000 | -24.0% |
Listing Count | 6 | -39.0% |
| Listings as % of Homes | 0.6% | -39.0% |
Days on Market | 43 | -15.0% |
Demographics — Mertzon, TX
As of the latest ACS Survey released in 2023, Mertzon, TX has a population of 1,220, which has decreased by -10.6% over the past 5 years. Mertzon, TX is a moderately popular place for families, as children make up 24.8% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,220 | -10.6% |
% Under 18 | 24.8% | -3.9% |
% Seniors | 20.3% | 16.0% |
% WFH | 6.6% | -2.9% |
% w/ College Degree | 23.1% | 27.6% |
As of the latest ACS Survey released in 2023, Mertzon, TX is a predominantly white area, with 66.4% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Mertzon, TX is hispanic, making up 33.2% of the population. Foreign-born residents account for 4.4% of the population in Mertzon, TX, and this percentage has increased by 2.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.4% | -2.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 33.2% | 20.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.4% | 2.3% |
Mortgage and Risk — Mertzon, TX
According to HUD data as of 2023, there were 8 mortgage originations in Mertzon, TX, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Mertzon, TX. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 8 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Mertzon, TX
Mertzon, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 2.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,030 |
| 2 Bedroom | N/A | N/A | $1,300 |
| 3 Bedroom | N/A | N/A | $1,750 |
| 4 Bedroom | N/A | N/A | $2,150 |
Affordability — Mertzon, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $274,000 |
| Median Household Income | $57,700 |