Sterling City, TX—76951
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sterling City, TX
As of Oct '25, the median home price in Sterling City, TX is $179,000, with a year-over-year change of -7.5%. This indicates that home prices in Sterling City, TX are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $179,000 | -7.5% |
| Single Family | $179,000 | -7.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sterling City, TX
Sterling City, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $945 | $945 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $945 | $945 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sterling City, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Sterling City, TX is 60. This is a decrease of -38.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $199,000 | -26.0% |
Listing Count | 7 | 31.0% |
| Listings as % of Homes | 0.6% | 31.0% |
Days on Market | 60 | -38.0% |
Demographics — Sterling City, TX
As of the latest ACS Survey released in 2023, Sterling City, TX has a population of 1,390, which has increased by 21.7% over the past 5 years. Sterling City, TX is a popular place for families, as children make up 36.0% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,390 | 21.7% |
% Under 18 | 36.0% | 25.4% |
% Seniors | 13.2% | -5.0% |
% WFH | 8.0% | 73.9% |
% w/ College Degree | 24.5% | 54.1% |
As of the latest ACS Survey released in 2023, Sterling City, TX is a predominantly white area, with 67.1% of the population identifying as white. The white population has grown by 26.4% in the last 5 years. The second most common race or ethnicity in Sterling City, TX is hispanic, making up 32.2% of the population. Foreign-born residents account for 9.5% of the population in Sterling City, TX, and this percentage has increased by 58.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.1% | 26.4% |
% Black | 0.1% | -66.7% |
% Hispanic | 32.2% | -28.8% |
% Asian | 0.1% | ∞% |
% Foreign Born | 9.5% | 58.3% |
Mortgage and Risk — Sterling City, TX
According to HUD data as of 2023, there were 11 mortgage originations in Sterling City, TX, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 97.0%, with 82.0% above 90% LTV (very high). This implies large mortgage risk in Sterling City, TX. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 11 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Sterling City, TX
Sterling City, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | N/A | N/A | $1,260 |
| 3 Bedroom | $745 | $945 | $1,690 |
| 4 Bedroom | N/A | N/A | $2,080 |
Affordability — Sterling City, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $179,000 |
| Median Household Income | $78,800 |