Downtown, Houston, TX77002

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$253,000
7.2% YoY Growth
Median Household Income
$85,400
27.4% 5-Year Growth
Days on Market
90
34.0% Longer than last year
Home Price Forecast
0.0%
Median Rent
$1,880
1.8% YoY Growth
1-Bed Rent
$1,830
3.3% YoY Growth
2-Bed Rent
$2,620
7.4% YoY Growth
3-Bed Rent
$3,400
31.6% YoY Growth

Property Listings — Downtown, Houston, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Downtown, Houston, TX is 90. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$311,000-2.0%
Listing Count
72-3.0%
Listings as % of Homes0.4%-3.0%
Days on Market
9034.0%
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Demographics — Downtown, Houston, TX

As of the latest ACS Survey released in 2023, Downtown, Houston, TX has a population of 19,600, which has increased by 44.5% over the past 5 years. Downtown, Houston, TX is a less popular place for families, as children make up 1.7% of the population. The area has a moderately educated workforce, with 36.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,60044.5%
% Under 18
1.7%30.8%
% Seniors
3.7%0.0%
% WFH
24.7%128.7%
% w/ College Degree
36.7%23.2%
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As of the latest ACS Survey released in 2023, Downtown, Houston, TX is a predominantly black area, with 35.3% of the population identifying as black. The black population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Downtown, Houston, TX is white, making up 30.9% of the population. Foreign-born residents account for 13.5% of the population in Downtown, Houston, TX, and this percentage has increased by 4.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
30.9%-12.5%
% Black
35.3%-3.8%
% Hispanic
23.4%-3.7%
% Asian
4.9%188.2%
% Foreign Born
13.5%4.7%
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Mortgage and Risk — Downtown, Houston, TX

According to HUD data as of 2023, there were 42 mortgage originations in Downtown, Houston, TX, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Downtown, Houston, TX. Investor activity is low, as 5.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
42
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
5.0%
% Second Loans
7.0%
% Cash Out Refinance
2.0%

Loan Activity

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Rentals and Section 8 — Downtown, Houston, TX

Downtown, Houston, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
331
Total Units Section 8
289
% Rentals under Section 8
5.5%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$90$1,830$1,920
2 Bedroom-$330$2,620$2,290
3 Bedroom-$350$3,400$3,050
4 BedroomN/AN/A$3,850

Affordability — Downtown, Houston, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$253,000
Median Household Income$85,400

Downtown, Houston, TX — ZIP Code Boundary Map

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Frequently Asked Questions