River Oaks, Houston, TX77019

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$684,000
1.2% YoY Growth
Median Household Income
$108,000
7.7% 5-Year Growth
Days on Market
59
14.0% Longer than last year
Home Price Forecast
0.3%
Median Rent
$2,000
3.0% YoY Growth
1-Bed Rent
$1,680
4.1% YoY Growth
2-Bed Rent
$2,360
9.4% YoY Growth
3-Bed Rent
$3,400
5.7% YoY Growth

Property Listings — River Oaks, Houston, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in River Oaks, Houston, TX is 59. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$984,000-6.0%
Listing Count
2038.0%
Listings as % of Homes1.0%8.0%
Days on Market
5914.0%
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Demographics — River Oaks, Houston, TX

As of the latest ACS Survey released in 2023, River Oaks, Houston, TX has a population of 23,700, which has increased by 11.0% over the past 5 years. River Oaks, Houston, TX is a less popular place for families, as children make up 11.4% of the population. The area has a highly educated workforce, with 76.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,70011.0%
% Under 18
11.4%-13.0%
% Seniors
14.6%2.8%
% WFH
21.2%216.4%
% w/ College Degree
76.1%1.1%
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As of the latest ACS Survey released in 2023, River Oaks, Houston, TX is a predominantly white area, with 57.0% of the population identifying as white. The white population has shrunk by 18.1% in the last 5 years. The second most common race or ethnicity in River Oaks, Houston, TX is hispanic, making up 18.0% of the population. Foreign-born residents account for 16.8% of the population in River Oaks, Houston, TX, and this percentage has decreased by 5.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
57.0%-18.1%
% Black
9.8%53.1%
% Hispanic
18.0%48.8%
% Asian
10.2%5.2%
% Foreign Born
16.8%-5.1%
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Mortgage and Risk — River Oaks, Houston, TX

According to HUD data as of 2023, there were 322 mortgage originations in River Oaks, Houston, TX, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in River Oaks, Houston, TX. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
322
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — River Oaks, Houston, TX

As of 2024, the percent of homes in River Oaks, Houston, TX under the Section 8 program is 3.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in River Oaks, Houston, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
228
Total Units Section 8
228
% Rentals under Section 8
3.2%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$240$1,680$1,920
2 Bedroom-$70$2,360$2,290
3 Bedroom-$350$3,400$3,050
4 Bedroom-$1,650$5,500$3,850

Affordability — River Oaks, Houston, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.1
Median Home Price$684,000
Median Household Income$108,000

River Oaks, Houston, TX — ZIP Code Boundary Map

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Frequently Asked Questions