West Columbia, TX—77486
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Columbia, TX
As of Oct '25, the median home price in West Columbia, TX is $257,000, with a year-over-year change of 0.1%. This indicates that home prices in West Columbia, TX are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $257,000 | 0.1% |
| Single Family | $258,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $162,000 | -1.2% |
3 Bed | $257,000 | 0.0% |
4 Bed | $323,000 | -0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — West Columbia, TX
As of July '25, Rentcast reports the average rent in West Columbia, TX is $1,860, with a year-over-year rent change of 14.1%. Per bedroom, the median rent as of July '25 in West Columbia, TX is studios: $1,900, 1-bedrooms: $792, 2-bedrooms: $1,800, 3-bedrooms: $1,880, 4-bedrooms: $2,320. The most common rental property sizes in West Columbia, TX are 3-bedroom and 2-bedroom, accounting for 44.4% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,860 |
| Studio Rent | $1,900 | $1,900 |
| 1 Bed Rent | $792 | $792 |
| 2 Bed Rent | $1,000 | $1,800 |
| 3 Bed Rent | $1,800 | $1,880 |
| 4 Bed Rent | $2,250 | $2,320 |
% of Rental Stock
Property Listings — West Columbia, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in West Columbia, TX is 64. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $321,000 | 1.0% |
Listing Count | 84 | 28.0% |
| Listings as % of Homes | 2.0% | 28.0% |
Days on Market | 64 | 29.0% |
Demographics — West Columbia, TX
As of the latest ACS Survey released in 2023, West Columbia, TX has a population of 7,330, which has decreased by -3.1% over the past 5 years. West Columbia, TX is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,330 | -3.1% |
% Under 18 | 23.1% | -10.8% |
% Seniors | 19.9% | 33.6% |
% WFH | 12.8% | 62.0% |
% w/ College Degree | 20.3% | 33.6% |
As of the latest ACS Survey released in 2023, West Columbia, TX is a predominantly white area, with 60.7% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in West Columbia, TX is hispanic, making up 27.3% of the population. Foreign-born residents account for 4.9% of the population in West Columbia, TX, and this percentage has decreased by 35.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.7% | -6.2% |
% Black | 9.9% | -2.9% |
% Hispanic | 27.3% | 14.7% |
% Asian | 0.4% | 300.0% |
% Foreign Born | 4.9% | -35.5% |
Mortgage and Risk — West Columbia, TX
According to HUD data as of 2023, there were 213 mortgage originations in West Columbia, TX, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in West Columbia, TX. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 213 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — West Columbia, TX
As of 2024, the percent of homes in West Columbia, TX under the Section 8 program is 10.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in West Columbia, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 61 |
Total Units Section 8 | 61 |
% Rentals under Section 8 | 10.6% |
% Occupied Section 8 | 99.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $378 | $792 | $1,170 |
| 2 Bedroom | $300 | $1,000 | $1,300 |
| 3 Bedroom | -$60 | $1,800 | $1,740 |
| 4 Bedroom | -$70 | $2,250 | $2,180 |
Affordability — West Columbia, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $257,000 |
| Median Household Income | $85,200 |