Texas City, TX—77590
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Texas City, TX
Home Price Trends — Texas City, TX
As of Oct '25, the median home price in Texas City, TX is $181,000, with a year-over-year change of -6.0%. This indicates that home prices in Texas City, TX are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | -6.0% |
| Single Family | $181,000 | -6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $126,000 | -7.4% |
3 Bed | $190,000 | -5.0% |
4 Bed | $253,000 | -3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Texas City, TX
As of July '25, Rentcast reports the average rent in Texas City, TX is $1,280, with a year-over-year rent change of -5.9%. Per bedroom, the median rent as of July '25 in Texas City, TX is studios: $950, 1-bedrooms: $793, 2-bedrooms: $1,090, 3-bedrooms: $1,630, 4-bedrooms: $1,910. The most common rental property sizes in Texas City, TX are 2-bedroom and 1-bedroom, accounting for 33.0% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,180 | $1,280 |
| Studio Rent | $950 | $950 |
| 1 Bed Rent | $773 | $793 |
| 2 Bed Rent | $1,070 | $1,090 |
| 3 Bed Rent | $1,600 | $1,630 |
| 4 Bed Rent | $1,800 | $1,910 |
% of Rental Stock
Property Listings — Texas City, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Texas City, TX is 58. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $211,000 | -4.0% |
Listing Count | 165 | -5.0% |
| Listings as % of Homes | 0.6% | -5.0% |
Days on Market | 58 | 11.0% |
Demographics — Texas City, TX
As of the latest ACS Survey released in 2023, Texas City, TX has a population of 33,100, which has increased by 5.2% over the past 5 years. Texas City, TX is a moderately popular place for families, as children make up 24.6% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,100 | 5.2% |
% Under 18 | 24.6% | -7.5% |
% Seniors | 17.6% | 20.5% |
% WFH | 3.9% | 95.0% |
% w/ College Degree | 15.7% | 24.6% |
As of the latest ACS Survey released in 2023, Texas City, TX is a predominantly white area, with 41.1% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Texas City, TX is hispanic, making up 37.9% of the population. Foreign-born residents account for 9.4% of the population in Texas City, TX, and this percentage has increased by 1.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 41.1% | 1.5% |
% Black | 16.7% | -13.9% |
% Hispanic | 37.9% | 7.1% |
% Asian | 1.9% | 533.3% |
% Foreign Born | 9.4% | 1.1% |
Mortgage and Risk — Texas City, TX
According to HUD data as of 2023, there were 396 mortgage originations in Texas City, TX, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Texas City, TX. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 396 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 7.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Texas City, TX
As of 2024, the percent of homes in Texas City, TX under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Texas City, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 437 |
Total Units Section 8 | 387 |
% Rentals under Section 8 | 5.9% |
% Occupied Section 8 | 88.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $347 | $773 | $1,120 |
| 2 Bedroom | $270 | $1,070 | $1,340 |
| 3 Bedroom | $190 | $1,600 | $1,790 |
| 4 Bedroom | $450 | $1,800 | $2,250 |
Affordability — Texas City, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $181,000 |
| Median Household Income | $63,300 |