Texas City, TX—77591
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Texas City, TX
Home Price Trends — Texas City, TX
As of Oct '25, the median home price in Texas City, TX is $236,000, with a year-over-year change of -0.6%. This indicates that home prices in Texas City, TX are flat. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $236,000 | -0.6% |
| Single Family | $238,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $135,000 | -1.5% |
3 Bed | $230,000 | -0.4% |
4 Bed | $287,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Texas City, TX
As of July '25, Rentcast reports the average rent in Texas City, TX is $1,670, with a year-over-year rent change of -4.0%. Per bedroom, the median rent as of July '25 in Texas City, TX is 1-bedrooms: $1,000, 2-bedrooms: $1,380, 3-bedrooms: $1,800, 4-bedrooms: $2,230. The most common rental property sizes in Texas City, TX are 2-bedroom and 1-bedroom, accounting for 42.7% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,620 | $1,670 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,000 |
| 2 Bed Rent | $1,360 | $1,380 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | $2,070 | $2,230 |
% of Rental Stock
Property Listings — Texas City, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Texas City, TX is 61. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $277,000 | -1.0% |
Listing Count | 135 | 3.0% |
| Listings as % of Homes | 1.3% | 3.0% |
Days on Market | 61 | -8.0% |
Demographics — Texas City, TX
As of the latest ACS Survey released in 2023, Texas City, TX has a population of 16,800, which has increased by 16.6% over the past 5 years. Texas City, TX is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 24.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,800 | 16.6% |
% Under 18 | 22.2% | -8.6% |
% Seniors | 14.6% | -2.7% |
% WFH | 5.6% | 133.3% |
% w/ College Degree | 24.8% | 32.6% |
As of the latest ACS Survey released in 2023, Texas City, TX is a predominantly black area, with 51.0% of the population identifying as black. The black population has grown by 6.0% in the last 5 years. The second most common race or ethnicity in Texas City, TX is white, making up 25.7% of the population. Foreign-born residents account for 6.8% of the population in Texas City, TX, and this percentage has increased by 112.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 25.7% | -14.9% |
% Black | 51.0% | 6.0% |
% Hispanic | 18.5% | 9.5% |
% Asian | 1.8% | 80.0% |
% Foreign Born | 6.8% | 112.5% |
Mortgage and Risk — Texas City, TX
According to HUD data as of 2023, there were 295 mortgage originations in Texas City, TX, of which 50.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 64.0% above 90% LTV (very high). This implies large mortgage risk in Texas City, TX. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 295 |
% Conventional Loans | 50.0% |
% Government Loans | 50.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Texas City, TX
As of 2024, the percent of homes in Texas City, TX under the Section 8 program is 8.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Texas City, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 274 |
Total Units Section 8 | 274 |
% Rentals under Section 8 | 8.7% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $1,000 | $1,150 |
| 2 Bedroom | $20 | $1,360 | $1,380 |
| 3 Bedroom | $40 | $1,800 | $1,840 |
| 4 Bedroom | $250 | $2,070 | $2,320 |
Affordability — Texas City, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $236,000 |
| Median Household Income | $66,000 |