Boerne, TX78006

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$594,000
0.4% YoY Growth
Median Household Income
$111,000
38.1% 5-Year Growth
Days on Market
90
16.0% Longer than last year
Home Price Forecast
-0.7%
Median Rent
$2,400
7.5% YoY Growth
1-Bed Rent
$1,160
3.9% YoY Growth
2-Bed Rent
$1,590
13.0% YoY Growth
3-Bed Rent
$2,450
5.6% YoY Growth

Property Listings — Boerne, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Boerne, TX is 90. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$690,0002.0%
Listing Count
4533.0%
Listings as % of Homes2.0%3.0%
Days on Market
9016.0%
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Demographics — Boerne, TX

As of the latest ACS Survey released in 2023, Boerne, TX has a population of 42,200, which has increased by 28.1% over the past 5 years. Boerne, TX is a moderately popular place for families, as children make up 23.2% of the population. The area has a highly educated workforce, with 50.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
42,20028.1%
% Under 18
23.2%-0.9%
% Seniors
20.5%5.7%
% WFH
21.1%93.6%
% w/ College Degree
50.6%18.5%
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As of the latest ACS Survey released in 2023, Boerne, TX is a predominantly white area, with 72.1% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Boerne, TX is hispanic, making up 21.7% of the population. Foreign-born residents account for 6.4% of the population in Boerne, TX, and this percentage has increased by 30.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.1%-3.5%
% Black
1.1%22.2%
% Hispanic
21.7%-4.4%
% Asian
1.2%300.0%
% Foreign Born
6.4%30.6%
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Mortgage and Risk — Boerne, TX

According to HUD data as of 2023, there were 780 mortgage originations in Boerne, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Boerne, TX. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
780
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Boerne, TX

As of 2024, the percent of homes in Boerne, TX under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Boerne, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
103
Total Units Section 8
103
% Rentals under Section 8
2.6%
% Occupied Section 8
52.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$310$1,160$1,470
2 Bedroom$210$1,590$1,800
3 Bedroom-$80$2,450$2,370
4 Bedroom-$560$3,000$2,440

Affordability — Boerne, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$594,000
Median Household Income$111,000

Boerne, TX — ZIP Code Boundary Map

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Frequently Asked Questions