Zapata, TX—78076
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Zapata, TX
As of Oct '25, the median home price in Zapata, TX is $129,000, with a year-over-year change of -9.8%. This indicates that home prices in Zapata, TX are decreasing. According to Zillow, the 1-year price projection is -6.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $129,000 | -9.8% |
| Single Family | $129,000 | -9.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Zapata, TX
As of July '25, Rentcast reports the average rent in Zapata, TX is $887, with a year-over-year rent change of 9.5%. Per bedroom, the median rent as of July '25 in Zapata, TX is 1-bedrooms: $555, 2-bedrooms: $775. The most common rental property sizes in Zapata, TX are 3-bedroom and 1-bedroom, accounting for 36.3% and 33.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $887 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $555 | $555 |
| 2 Bed Rent | $750 | $775 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Zapata, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Zapata, TX is 126. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $152,000 | -1.0% |
Listing Count | 36 | 14.0% |
| Listings as % of Homes | 0.4% | 14.0% |
Days on Market | 126 | 38.0% |
Demographics — Zapata, TX
As of the latest ACS Survey released in 2023, Zapata, TX has a population of 13,100, which has remained stable by -0.8% over the past 5 years. Zapata, TX is a popular place for families, as children make up 32.1% of the population. The area has a poorly educated workforce, with 13.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,100 | -0.8% |
% Under 18 | 32.1% | -4.2% |
% Seniors | 13.1% | -2.2% |
% WFH | 6.9% | 331.2% |
% w/ College Degree | 13.5% | 31.1% |
As of the latest ACS Survey released in 2023, Zapata, TX is a predominantly hispanic area, with 93.6% of the population identifying as hispanic. The hispanic population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Zapata, TX is white, making up 4.8% of the population. Foreign-born residents account for 23.1% of the population in Zapata, TX, and this percentage has decreased by 16.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 4.8% | 4.3% |
% Black | 0.3% | 200.0% |
% Hispanic | 93.6% | -0.2% |
% Asian | 0.8% | -42.9% |
% Foreign Born | 23.1% | -16.9% |
Mortgage and Risk — Zapata, TX
According to HUD data as of 2023, there were 61 mortgage originations in Zapata, TX, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 57.0% above 90% LTV (very high). This implies large mortgage risk in Zapata, TX. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Zapata, TX
Zapata, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 76 |
Total Units Section 8 | 76 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $155 | $555 | $710 |
| 2 Bedroom | $180 | $750 | $930 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Zapata, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $129,000 |
| Median Household Income | $35,800 |