Canyon Lake, TX78133

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$380,000
5.7% YoY Growth
Median Household Income
$80,800
29.0% 5-Year Growth
Days on Market
116
20.0% Longer than last year
Home Price Forecast
-1.1%
Median Rent
$1,700
5.7% YoY Growth
1-Bed Rent
$1,050
9.6% YoY Growth
2-Bed Rent
$1,500
0.6% YoY Growth
3-Bed Rent
$1,900
5.6% YoY Growth

Other Zip Codes in Canyon Lake, TX

Property Listings — Canyon Lake, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Canyon Lake, TX is 116. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$483,000-1.0%
Listing Count
47027.0%
Listings as % of Homes1.6%27.0%
Days on Market
11620.0%
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Demographics — Canyon Lake, TX

As of the latest ACS Survey released in 2023, Canyon Lake, TX has a population of 21,800, which has increased by 18.7% over the past 5 years. Canyon Lake, TX is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,80018.7%
% Under 18
18.5%1.1%
% Seniors
25.6%9.4%
% WFH
20.2%119.6%
% w/ College Degree
33.4%18.4%
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As of the latest ACS Survey released in 2023, Canyon Lake, TX is a predominantly white area, with 73.8% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Canyon Lake, TX is hispanic, making up 19.6% of the population. Foreign-born residents account for 4.3% of the population in Canyon Lake, TX, and this percentage has decreased by 4.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.8%-4.0%
% Black
2.5%212.5%
% Hispanic
19.6%0.0%
% Asian
0.7%16.7%
% Foreign Born
4.3%-4.4%
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Mortgage and Risk — Canyon Lake, TX

According to HUD data as of 2023, there were 473 mortgage originations in Canyon Lake, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Canyon Lake, TX. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
473
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
5.0%
% Second Loans
11.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Canyon Lake, TX

As of 2024, the percent of homes in Canyon Lake, TX under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Canyon Lake, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
22
Total Units Section 8
22
% Rentals under Section 8
1.7%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$170$1,050$1,220
2 Bedroom-$10$1,500$1,490
3 Bedroom-$10$1,900$1,890
4 Bedroom-$570$2,800$2,230

Affordability — Canyon Lake, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$380,000
Median Household Income$80,800

Canyon Lake, TX — ZIP Code Boundary Map

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Frequently Asked Questions