Universal City, TX—78148
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Universal City, TX
As of Oct '25, the median home price in Universal City, TX is $263,000, with a year-over-year change of -4.0%. This indicates that home prices in Universal City, TX are decreasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $263,000 | -4.0% |
| Single Family | $263,000 | -4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $173,000 | -7.5% |
3 Bed | $240,000 | -4.4% |
4 Bed | $296,000 | -4.2% |
| 5 Bed | $343,000 | -2.3% |
% of Housing Stock
Rental Trends — Universal City, TX
As of July '25, Rentcast reports the average rent in Universal City, TX is $1,540, with a year-over-year rent change of 5.5%. Per bedroom, the median rent as of July '25 in Universal City, TX is studios: $823, 1-bedrooms: $980, 2-bedrooms: $1,200, 3-bedrooms: $1,670, 4-bedrooms: $2,580. The most common rental property sizes in Universal City, TX are 2-bedroom and 1-bedroom, accounting for 32.0% and 23.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,540 |
| Studio Rent | $830 | $823 |
| 1 Bed Rent | $989 | $980 |
| 2 Bed Rent | $1,160 | $1,200 |
| 3 Bed Rent | $1,620 | $1,670 |
| 4 Bed Rent | $1,900 | $2,580 |
% of Rental Stock
Property Listings — Universal City, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Universal City, TX is 48. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $282,000 | -4.0% |
Listing Count | 97 | 35.0% |
| Listings as % of Homes | 0.6% | 35.0% |
Days on Market | 48 | 11.0% |
Demographics — Universal City, TX
As of the latest ACS Survey released in 2023, Universal City, TX has a population of 22,600, which has increased by 4.0% over the past 5 years. Universal City, TX is a popular place for families, as children make up 27.4% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,600 | 4.0% |
% Under 18 | 27.4% | 10.5% |
% Seniors | 11.6% | -21.1% |
% WFH | 8.4% | 265.2% |
% w/ College Degree | 33.8% | 15.0% |
As of the latest ACS Survey released in 2023, Universal City, TX is a predominantly white area, with 42.5% of the population identifying as white. The white population has shrunk by 14.3% in the last 5 years. The second most common race or ethnicity in Universal City, TX is hispanic, making up 38.5% of the population. Foreign-born residents account for 7.9% of the population in Universal City, TX, and this percentage has decreased by 19.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.5% | -14.3% |
% Black | 12.1% | 8.0% |
% Hispanic | 38.5% | 17.4% |
% Asian | 3.9% | 44.4% |
% Foreign Born | 7.9% | -19.4% |
Mortgage and Risk — Universal City, TX
According to HUD data as of 2023, there were 358 mortgage originations in Universal City, TX, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Universal City, TX. Investor activity is low, as 2.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 358 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 23.0% |
Loan Activity
Rentals and Section 8 — Universal City, TX
As of 2024, the percent of homes in Universal City, TX under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Universal City, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 106 |
Total Units Section 8 | 86 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $211 | $989 | $1,200 |
| 2 Bedroom | $300 | $1,160 | $1,460 |
| 3 Bedroom | $230 | $1,620 | $1,850 |
| 4 Bedroom | $280 | $1,900 | $2,180 |
Affordability — Universal City, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $263,000 |
| Median Household Income | $75,400 |