Bulverde, TX—78163
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bulverde, TX
As of Oct '25, the median home price in Bulverde, TX is $460,000, with a year-over-year change of -1.2%. This indicates that home prices in Bulverde, TX are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $460,000 | -1.3% |
| Single Family | $460,000 | -0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $383,000 | -0.3% |
4 Bed | $449,000 | -0.2% |
| 5 Bed | $457,000 | -1.5% |
% of Housing Stock
Rental Trends — Bulverde, TX
As of July '25, Rentcast reports the average rent in Bulverde, TX is $2,680, with a year-over-year rent change of 4.7%. Per bedroom, the median rent as of July '25 in Bulverde, TX is 3-bedrooms: $2,580, 4-bedrooms: $2,520. The most common rental property sizes in Bulverde, TX are 3-bedroom and 2-bedroom, accounting for 74.1% and 12.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,680 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,100 | $2,580 |
| 4 Bed Rent | $2,400 | $2,520 |
% of Rental Stock
Property Listings — Bulverde, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Bulverde, TX is 79. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $598,000 | 16.0% |
Listing Count | 220 | -18.0% |
| Listings as % of Homes | 2.8% | -18.0% |
Days on Market | 79 | 23.0% |
Demographics — Bulverde, TX
As of the latest ACS Survey released in 2023, Bulverde, TX has a population of 17,500, which has increased by 57.2% over the past 5 years. Bulverde, TX is a moderately popular place for families, as children make up 22.8% of the population. The area has a highly educated workforce, with 47.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,500 | 57.2% |
% Under 18 | 22.8% | -12.0% |
% Seniors | 21.3% | 30.7% |
% WFH | 23.7% | 248.5% |
% w/ College Degree | 47.7% | 23.3% |
As of the latest ACS Survey released in 2023, Bulverde, TX is a predominantly white area, with 65.3% of the population identifying as white. The white population has shrunk by 8.9% in the last 5 years. The second most common race or ethnicity in Bulverde, TX is hispanic, making up 26.9% of the population. Foreign-born residents account for 10.8% of the population in Bulverde, TX, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.3% | -8.9% |
% Black | 2.3% | 360.0% |
% Hispanic | 26.9% | 6.3% |
% Asian | 3.9% | 1,850.0% |
% Foreign Born | 10.8% | 100.0% |
Mortgage and Risk — Bulverde, TX
According to HUD data as of 2023, there were 1178 mortgage originations in Bulverde, TX, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Bulverde, TX. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,178 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Bulverde, TX
Bulverde, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,440 |
| 2 Bedroom | N/A | N/A | $1,750 |
| 3 Bedroom | $120 | $2,100 | $2,220 |
| 4 Bedroom | $210 | $2,400 | $2,610 |
Affordability — Bulverde, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $460,000 |
| Median Household Income | $134,000 |