Portland, TX78374

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$262,000
0.0% YoY Growth
Median Household Income
$81,600
15.1% 5-Year Growth
Days on Market
51
26.0% Shorter than last year
Home Price Forecast
-1.8%
Median Rent
$1,880
12.6% YoY Growth
1-Bed Rent
$1,040
12.6% YoY Growth
2-Bed Rent
$1,200
6.8% YoY Growth
3-Bed Rent
$1,900
10.4% YoY Growth

Property Listings — Portland, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Portland, TX is 51. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$312,000-4.0%
Listing Count
150-2.0%
Listings as % of Homes1.1%-2.0%
Days on Market
51-26.0%
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Demographics — Portland, TX

As of the latest ACS Survey released in 2023, Portland, TX has a population of 20,200, which has increased by 12.7% over the past 5 years. Portland, TX is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,20012.7%
% Under 18
24.9%-13.2%
% Seniors
14.3%9.2%
% WFH
7.2%75.6%
% w/ College Degree
24.5%-9.6%
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As of the latest ACS Survey released in 2023, Portland, TX is a predominantly white area, with 50.7% of the population identifying as white. The white population has shrunk by 12.3% in the last 5 years. The second most common race or ethnicity in Portland, TX is hispanic, making up 41.2% of the population. Foreign-born residents account for 6.7% of the population in Portland, TX, and this percentage has increased by 13.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
50.7%-12.3%
% Black
1.8%28.6%
% Hispanic
41.2%7.3%
% Asian
2.2%46.7%
% Foreign Born
6.7%13.6%
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Mortgage and Risk — Portland, TX

According to HUD data as of 2023, there were 353 mortgage originations in Portland, TX, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Portland, TX. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
353
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Portland, TX

As of 2024, the percent of homes in Portland, TX under the Section 8 program is 3.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Portland, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
99
Total Units Section 8
99
% Rentals under Section 8
3.9%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$470$1,040$1,510
2 Bedroom$660$1,200$1,860
3 Bedroom$530$1,900$2,430
4 Bedroom$540$2,300$2,840

Affordability — Portland, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$262,000
Median Household Income$81,600

Portland, TX — ZIP Code Boundary Map

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Frequently Asked Questions