Edinburg, TX—78539
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Edinburg, TX
As of Oct '25, the median home price in Edinburg, TX is $240,000, with a year-over-year change of 0.2%. This indicates that home prices in Edinburg, TX are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $240,000 | 0.2% |
| Single Family | $241,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $132,000 | -1.5% |
3 Bed | $227,000 | 0.0% |
4 Bed | $339,000 | 0.6% |
| 5 Bed | $455,000 | 0.4% |
% of Housing Stock
Rental Trends — Edinburg, TX
As of July '25, Rentcast reports the average rent in Edinburg, TX is $1,350, with a year-over-year rent change of 2.3%. Per bedroom, the median rent as of July '25 in Edinburg, TX is 1-bedrooms: $807, 2-bedrooms: $969, 3-bedrooms: $1,560, 4-bedrooms: $2,610. The most common rental property sizes in Edinburg, TX are 2-bedroom and 1-bedroom, accounting for 39.8% and 22.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $807 |
| 2 Bed Rent | $950 | $969 |
| 3 Bed Rent | $1,550 | $1,560 |
| 4 Bed Rent | $2,600 | $2,610 |
% of Rental Stock
Property Listings — Edinburg, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Edinburg, TX is 80. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $339,000 | -3.0% |
Listing Count | 189 | 28.0% |
| Listings as % of Homes | 0.6% | 28.0% |
Days on Market | 80 | 26.0% |
Demographics — Edinburg, TX
As of the latest ACS Survey released in 2023, Edinburg, TX has a population of 38,200, which has increased by 8.0% over the past 5 years. Edinburg, TX is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 36.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 38,200 | 8.0% |
% Under 18 | 23.4% | -23.5% |
% Seniors | 13.9% | 44.8% |
% WFH | 8.0% | 142.4% |
% w/ College Degree | 36.8% | 4.0% |
As of the latest ACS Survey released in 2023, Edinburg, TX is a predominantly hispanic area, with 84.7% of the population identifying as hispanic. The hispanic population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Edinburg, TX is white, making up 10.0% of the population. Foreign-born residents account for 19.4% of the population in Edinburg, TX, and this percentage has increased by 7.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 10.0% | 22.0% |
% Black | 0.7% | -66.7% |
% Hispanic | 84.7% | -1.3% |
% Asian | 3.8% | -5.0% |
% Foreign Born | 19.4% | 7.2% |
Mortgage and Risk — Edinburg, TX
According to HUD data as of 2023, there were 313 mortgage originations in Edinburg, TX, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Edinburg, TX. Investor activity is low, as 6.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 313 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Edinburg, TX
As of 2024, the percent of homes in Edinburg, TX under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Edinburg, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 577 |
Total Units Section 8 | 435 |
% Rentals under Section 8 | 6.9% |
% Occupied Section 8 | 96.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $10 | $850 | $860 |
| 2 Bedroom | $120 | $950 | $1,070 |
| 3 Bedroom | -$160 | $1,550 | $1,390 |
| 4 Bedroom | -$1,060 | $2,600 | $1,540 |
Affordability — Edinburg, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $240,000 |
| Median Household Income | $64,900 |