Edinburg, TX—78541
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Edinburg, TX
As of Oct '25, the median home price in Edinburg, TX is $205,000, with a year-over-year change of 0.6%. This indicates that home prices in Edinburg, TX are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | 0.6% |
| Single Family | $206,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $122,000 | 5.2% |
2 Bed | $126,000 | -1.6% |
3 Bed | $203,000 | 0.5% |
4 Bed | $299,000 | 0.0% |
| 5 Bed | $459,000 | 2.0% |
% of Housing Stock
Rental Trends — Edinburg, TX
As of July '25, Rentcast reports the average rent in Edinburg, TX is $1,120, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Edinburg, TX is studios: $1,500, 1-bedrooms: $760, 2-bedrooms: $968, 3-bedrooms: $1,270, 4-bedrooms: $2,080. The most common rental property sizes in Edinburg, TX are 2-bedroom and 1-bedroom, accounting for 42.9% and 20.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,120 |
| Studio Rent | $1,200 | $1,500 |
| 1 Bed Rent | $750 | $760 |
| 2 Bed Rent | $950 | $968 |
| 3 Bed Rent | $1,200 | $1,270 |
| 4 Bed Rent | $1,900 | $2,080 |
% of Rental Stock
Property Listings — Edinburg, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Edinburg, TX is 70. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $288,000 | -3.0% |
Listing Count | 182 | 18.0% |
| Listings as % of Homes | 0.6% | 18.0% |
Days on Market | 70 | 1.0% |
Demographics — Edinburg, TX
As of the latest ACS Survey released in 2023, Edinburg, TX has a population of 49,400, which has increased by 10.6% over the past 5 years. Edinburg, TX is a popular place for families, as children make up 33.1% of the population. The area has a poorly educated workforce, with 24.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 49,400 | 10.6% |
% Under 18 | 33.1% | 0.6% |
% Seniors | 6.8% | -8.1% |
% WFH | 11.4% | 159.1% |
% w/ College Degree | 24.9% | 27.7% |
As of the latest ACS Survey released in 2023, Edinburg, TX is a predominantly hispanic area, with 87.9% of the population identifying as hispanic. The hispanic population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Edinburg, TX is white, making up 8.1% of the population. Foreign-born residents account for 21.9% of the population in Edinburg, TX, and this percentage has decreased by 11.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 8.1% | 44.6% |
% Black | 2.1% | 75.0% |
% Hispanic | 87.9% | -5.3% |
% Asian | 1.9% | 533.3% |
% Foreign Born | 21.9% | -11.3% |
Mortgage and Risk — Edinburg, TX
According to HUD data as of 2023, there were 401 mortgage originations in Edinburg, TX, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Edinburg, TX. Investor activity is low, as 8.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 401 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 8.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Edinburg, TX
As of 2024, the percent of homes in Edinburg, TX under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Edinburg, TX, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 562 |
Total Units Section 8 | 405 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $750 | $800 |
| 2 Bedroom | $40 | $950 | $990 |
| 3 Bedroom | $90 | $1,200 | $1,290 |
| 4 Bedroom | -$470 | $1,900 | $1,430 |
Affordability — Edinburg, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $205,000 |
| Median Household Income | $50,600 |