Edinburg, TX—78542
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Edinburg, TX
As of Oct '25, the median home price in Edinburg, TX is $197,000, with a year-over-year change of -0.1%. This indicates that home prices in Edinburg, TX are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $197,000 | -0.1% |
| Single Family | $197,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $91,000 | -4.2% |
2 Bed | $126,000 | -1.6% |
3 Bed | $210,000 | 0.5% |
4 Bed | $312,000 | 1.6% |
| 5 Bed | $387,000 | 3.5% |
% of Housing Stock
Rental Trends — Edinburg, TX
As of July '25, Rentcast reports the average rent in Edinburg, TX is $1,330, with a year-over-year rent change of -15.3%. Per bedroom, the median rent as of July '25 in Edinburg, TX is 1-bedrooms: $862, 2-bedrooms: $1,100, 3-bedrooms: $1,590, 4-bedrooms: $2,070. The most common rental property sizes in Edinburg, TX are 2-bedroom and 3-bedroom, accounting for 42.7% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,330 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $875 | $862 |
| 2 Bed Rent | $1,050 | $1,100 |
| 3 Bed Rent | $1,560 | $1,590 |
| 4 Bed Rent | $2,200 | $2,070 |
% of Rental Stock
Property Listings — Edinburg, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Edinburg, TX is 73. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | -4.0% |
Listing Count | 411 | 4.0% |
| Listings as % of Homes | 0.8% | 4.0% |
Days on Market | 73 | 10.0% |
Demographics — Edinburg, TX
As of the latest ACS Survey released in 2023, Edinburg, TX has a population of 86,100, which has increased by 14.0% over the past 5 years. Edinburg, TX is a popular place for families, as children make up 34.1% of the population. The area has a poorly educated workforce, with 13.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 86,100 | 14.0% |
% Under 18 | 34.1% | -6.3% |
% Seniors | 7.5% | 59.6% |
% WFH | 10.5% | 98.1% |
% w/ College Degree | 13.3% | 3.9% |
As of the latest ACS Survey released in 2023, Edinburg, TX is a predominantly hispanic area, with 94.7% of the population identifying as hispanic. The hispanic population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Edinburg, TX is white, making up 4.0% of the population. Foreign-born residents account for 24.8% of the population in Edinburg, TX, and this percentage has decreased by 0.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 4.0% | 8.1% |
% Black | 0.8% | -33.3% |
% Hispanic | 94.7% | 0.2% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 24.8% | -0.8% |
Mortgage and Risk — Edinburg, TX
According to HUD data as of 2023, there were 436 mortgage originations in Edinburg, TX, of which 49.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 61.0% above 90% LTV (very high). This implies large mortgage risk in Edinburg, TX. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 436 |
% Conventional Loans | 49.0% |
% Government Loans | 51.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Edinburg, TX
As of 2024, the percent of homes in Edinburg, TX under the Section 8 program is 10.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Edinburg, TX, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 599 |
Total Units Section 8 | 574 |
% Rentals under Section 8 | 10.4% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$115 | $875 | $760 |
| 2 Bedroom | -$100 | $1,050 | $950 |
| 3 Bedroom | -$320 | $1,560 | $1,240 |
| 4 Bedroom | -$830 | $2,200 | $1,370 |
Affordability — Edinburg, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $197,000 |
| Median Household Income | $53,000 |