Harlingen, TX—78552
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Harlingen, TX
Home Price Trends — Harlingen, TX
As of Oct '25, the median home price in Harlingen, TX is $221,000, with a year-over-year change of 0.8%. This indicates that home prices in Harlingen, TX are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $221,000 | 0.8% |
| Single Family | $221,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $159,000 | 1.3% |
3 Bed | $233,000 | 1.3% |
4 Bed | $342,000 | 0.6% |
| 5 Bed | $475,000 | 1.5% |
% of Housing Stock
Rental Trends — Harlingen, TX
As of July '25, Rentcast reports the average rent in Harlingen, TX is $1,660, with a year-over-year rent change of 5.1%. Per bedroom, the median rent as of July '25 in Harlingen, TX is 1-bedrooms: $763, 2-bedrooms: $1,270, 3-bedrooms: $1,860, 4-bedrooms: $2,440. The most common rental property sizes in Harlingen, TX are 3-bedroom and 2-bedroom, accounting for 43.0% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,660 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $799 | $763 |
| 2 Bed Rent | $1,300 | $1,270 |
| 3 Bed Rent | $2,000 | $1,860 |
| 4 Bed Rent | $2,200 | $2,440 |
% of Rental Stock
Property Listings — Harlingen, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Harlingen, TX is 78. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $326,000 | -9.0% |
Listing Count | 242 | 32.0% |
| Listings as % of Homes | 0.7% | 32.0% |
Days on Market | 78 | -11.0% |
Demographics — Harlingen, TX
As of the latest ACS Survey released in 2023, Harlingen, TX has a population of 41,300, which has increased by 7.1% over the past 5 years. Harlingen, TX is a popular place for families, as children make up 30.3% of the population. The area has a poorly educated workforce, with 21.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,300 | 7.1% |
% Under 18 | 30.3% | 3.8% |
% Seniors | 15.4% | -13.5% |
% WFH | 10.2% | 75.9% |
% w/ College Degree | 21.9% | 7.9% |
As of the latest ACS Survey released in 2023, Harlingen, TX is a predominantly hispanic area, with 80.4% of the population identifying as hispanic. The hispanic population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Harlingen, TX is white, making up 16.4% of the population. Foreign-born residents account for 14.6% of the population in Harlingen, TX, and this percentage has decreased by 2.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 16.4% | -9.4% |
% Black | 0.8% | -42.9% |
% Hispanic | 80.4% | 2.0% |
% Asian | 1.6% | 6.7% |
% Foreign Born | 14.6% | -2.7% |
Mortgage and Risk — Harlingen, TX
According to HUD data as of 2023, there were 406 mortgage originations in Harlingen, TX, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Harlingen, TX. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 406 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Harlingen, TX
As of 2024, the percent of homes in Harlingen, TX under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Harlingen, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 327 |
Total Units Section 8 | 142 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $41 | $799 | $840 |
| 2 Bedroom | -$250 | $1,300 | $1,050 |
| 3 Bedroom | -$600 | $2,000 | $1,400 |
| 4 Bedroom | -$750 | $2,200 | $1,450 |
Affordability — Harlingen, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $221,000 |
| Median Household Income | $67,200 |