Rancho Viejo, TX—78575
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rancho Viejo, TX
As of Oct '25, the median home price in Rancho Viejo, TX is $281,000, with a year-over-year change of 1.6%. This indicates that home prices in Rancho Viejo, TX are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $281,000 | 1.6% |
| Single Family | $306,000 | 1.7% |
| Condos | $139,000 | -2.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $146,000 | -1.4% |
3 Bed | $277,000 | 1.5% |
4 Bed | $404,000 | 2.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rancho Viejo, TX
As of July '25, Rentcast reports the average rent in Rancho Viejo, TX is $1,930, with a year-over-year rent change of 7.8%. Per bedroom, the median rent as of July '25 in Rancho Viejo, TX is 1-bedrooms: $363, 2-bedrooms: $1,410, 3-bedrooms: $2,300, 4-bedrooms: $3,350. The most common rental property sizes in Rancho Viejo, TX are 2-bedroom and 3-bedroom, accounting for 39.0% and 38.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,930 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $363 | $363 |
| 2 Bed Rent | $1,250 | $1,410 |
| 3 Bed Rent | $2,500 | $2,300 |
| 4 Bed Rent | $2,200 | $3,350 |
% of Rental Stock
Property Listings — Rancho Viejo, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Viejo, TX is 68. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $271,000 | -19.0% |
Listing Count | 43 | 16.0% |
| Listings as % of Homes | 0.8% | 16.0% |
Days on Market | 68 | 44.0% |
Demographics — Rancho Viejo, TX
As of the latest ACS Survey released in 2023, Rancho Viejo, TX has a population of 4,730, which has decreased by -62.1% over the past 5 years. Rancho Viejo, TX is a popular place for families, as children make up 25.5% of the population. The area has a highly educated workforce, with 46.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,730 | -62.1% |
% Under 18 | 25.5% | -24.8% |
% Seniors | 17.5% | 92.3% |
% WFH | 9.8% | 653.8% |
% w/ College Degree | 46.7% | 53.6% |
As of the latest ACS Survey released in 2023, Rancho Viejo, TX is a predominantly hispanic area, with 78.1% of the population identifying as hispanic. The hispanic population has shrunk by 12.2% in the last 5 years. The second most common race or ethnicity in Rancho Viejo, TX is white, making up 18.6% of the population. Foreign-born residents account for 27.9% of the population in Rancho Viejo, TX, and this percentage has increased by 25.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.6% | 100.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 78.1% | -12.2% |
% Asian | 2.8% | 86.7% |
% Foreign Born | 27.9% | 25.7% |
Mortgage and Risk — Rancho Viejo, TX
According to HUD data as of 2023, there were 54 mortgage originations in Rancho Viejo, TX, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Rancho Viejo, TX. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Rancho Viejo, TX
As of 2024, the percent of homes in Rancho Viejo, TX under the Section 8 program is 22.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Rancho Viejo, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 128 |
Total Units Section 8 | 128 |
% Rentals under Section 8 | 22.8% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $577 | $363 | $940 |
| 2 Bedroom | -$70 | $1,250 | $1,180 |
| 3 Bedroom | -$930 | $2,500 | $1,570 |
| 4 Bedroom | -$570 | $2,200 | $1,630 |
Affordability — Rancho Viejo, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $281,000 |
| Median Household Income | $74,300 |