Bertram, TX 78605 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Bertram, TX—78605

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$434,000

4.1% YoY Growth

Household Income

$81,800

30.6% YoY Growth

Days on Market

101

38.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,300

11.0% YoY Growth

1-Bed Rent

$995

4.5% YoY Growth

2-Bed Rent

$1,050

6.3% YoY Growth

3-Bed Rent

$1,800

11.4% YoY Growth

Other Zip Codes in Bertram, TX

78608

Home Price Trends — Bertram, TX

Bertram, TX lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$434,000	-4.1%
Single Family	$434,000	-3.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Bertram, TX

As of July '25, Rentcast reports the average rent in Bertram, TX is $1,510, with a year-over-year rent change of 11.0%. Per bedroom, the median rent as of July '25 in Bertram, TX is 1-bedrooms: $1,070, 2-bedrooms: $1,180, 3-bedrooms: $1,760, 4-bedrooms: $2,110. The most common rental property sizes in Bertram, TX are 3-bedroom and 4-bedroom, accounting for 42.4% and 27.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,300	$1,510
Studio Rent	N/A	N/A
1 Bed Rent	$995	$1,070
2 Bed Rent	$1,050	$1,180
3 Bed Rent	$1,800	$1,760
4 Bed Rent	$2,150	$2,110

Loading chart...

% of Rental Stock

Studio

2.3%

1 Bedroom

7.9%

2 Bedrooms

19.9%

3 Bedrooms

42.4%

4 Bedrooms

27.5%

Property Listings — Bertram, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Bertram, TX is 100. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$599,000	-7.0%
Listing Count	71	9.0%
Listings as % of Homes	1.8%	9.0%
Days on Market	101	38.0%

Loading chart...

Demographics — Bertram, TX

As of the latest ACS Survey released in 2023, Bertram, TX has a population of 7,630, which has increased by 24.9% over the past 5 years. Bertram, TX is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	7,630	24.9%
% Under 18	22.9%	1.8%
% Seniors	14.5%	-23.7%
% WFH	9.1%	225.0%
% w/ College Degree	17.6%	-3.3%

Loading chart...

As of the latest ACS Survey released in 2023, Bertram, TX is a predominantly white area, with 65.6% of the population identifying as white. The white population has shrunk by 15.9% in the last 5 years. The second most common race or ethnicity in Bertram, TX is hispanic, making up 26.8% of the population. Foreign-born residents account for 10.5% of the population in Bertram, TX, and this percentage has increased by 69.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	65.6%	-15.9%
% Black	0.6%	0.0%
% Hispanic	26.8%	41.8%
% Asian	0.3%	-50.0%
% Foreign Born	10.5%	69.4%

Loading chart...

Mortgage and Risk — Bertram, TX

According to HUD data as of 2023, there were 158 mortgage originations in Bertram, TX, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Bertram, TX. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	158
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	2.0%
% Second Loans	1.0%
% Cash Out Refinance	15.0%

Loading chart...

Rentals and Section 8 — Bertram, TX

As of 2024, the percent of homes in Bertram, TX under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Bertram, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	7
Total Units Section 8	7
% Rentals under Section 8	2.3%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$525	$995	$1,520
2 Bedroom	$740	$1,050	$1,790
3 Bedroom	$490	$1,800	$2,290
4 Bedroom	$480	$2,150	$2,630

Bertram, TX—78605

Key Metrics at a Glance

Other Zip Codes in Bertram, TX

Home Price Trends — Bertram, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Bertram, TX

% of Rental Stock

Property Listings — Bertram, TX

Demographics — Bertram, TX

Race and Ethnicity

Mortgage and Risk — Bertram, TX

Mortgages

Rentals and Section 8 — Bertram, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Bertram, TX

Home Price to Income Ratio

Bertram, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Liberty Hill, TX

Bertram, TX

Burnet, TX

Leander, TX

Florence, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.7
Median Home Price	$434,000
Median Household Income	$81,800

Bertram, TX—78605

Key Metrics at a Glance

Other Zip Codes in Bertram, TX

Home Price Trends — Bertram, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Bertram, TX

% of Rental Stock

Property Listings — Bertram, TX

Demographics — Bertram, TX

Race and Ethnicity

Mortgage and Risk — Bertram, TX

Mortgages

Rentals and Section 8 — Bertram, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Bertram, TX

Home Price to Income Ratio

Bertram, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Liberty Hill, TX

Bertram, TX

Burnet, TX

Leander, TX

Florence, TX

Frequently Asked Questions

What is the average home price in Bertram, TX 78605?

How have home prices in Bertram, TX 78605 changed over the past year?

What is the home price projection for Bertram, TX 78605?

What are the demographics of Bertram, TX 78605?

How long does it take homes to sell in Bertram, TX 78605?

What is the average rent price in Bertram, TX 78605?