Buda, TX—78610
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Buda, TX
As of Oct '25, the median home price in Buda, TX is $368,000, with a year-over-year change of -5.9%. This indicates that home prices in Buda, TX are decreasing. According to Zillow, the 1-year price projection is -2.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $368,000 | -5.9% |
| Single Family | $370,000 | -5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $331,000 | -6.8% |
4 Bed | $395,000 | -5.7% |
| 5 Bed | $508,000 | -6.3% |
% of Housing Stock
Rental Trends — Buda, TX
As of July '25, Rentcast reports the average rent in Buda, TX is $2,160, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Buda, TX is 1-bedrooms: $1,150, 2-bedrooms: $1,630, 3-bedrooms: $2,180, 4-bedrooms: $2,430. The most common rental property sizes in Buda, TX are 3-bedroom and 1-bedroom, accounting for 31.4% and 31.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,150 | $1,150 |
| 2 Bed Rent | $1,480 | $1,630 |
| 3 Bed Rent | $2,180 | $2,180 |
| 4 Bed Rent | $2,350 | $2,430 |
% of Rental Stock
Property Listings — Buda, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Buda, TX is 76. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $362,000 | -5.0% |
Listing Count | 328 | 6.0% |
| Listings as % of Homes | 0.9% | 6.0% |
Days on Market | 76 | 16.0% |
Demographics — Buda, TX
As of the latest ACS Survey released in 2023, Buda, TX has a population of 46,700, which has increased by 32.8% over the past 5 years. Buda, TX is a popular place for families, as children make up 26.9% of the population. The area has a moderately educated workforce, with 42.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 46,700 | 32.8% |
% Under 18 | 26.9% | 0.0% |
% Seniors | 9.1% | 9.6% |
% WFH | 17.7% | 185.5% |
% w/ College Degree | 42.4% | 9.8% |
As of the latest ACS Survey released in 2023, Buda, TX is a predominantly white area, with 49.5% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Buda, TX is hispanic, making up 41.6% of the population. Foreign-born residents account for 10.3% of the population in Buda, TX, and this percentage has increased by 17.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.5% | -2.0% |
% Black | 4.3% | 2.4% |
% Hispanic | 41.6% | -1.0% |
% Asian | 2.0% | 66.7% |
% Foreign Born | 10.3% | 17.0% |
Mortgage and Risk — Buda, TX
According to HUD data as of 2023, there were 667 mortgage originations in Buda, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Buda, TX. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 667 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Buda, TX
As of 2024, the percent of homes in Buda, TX under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Buda, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 29 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $510 | $1,150 | $1,660 |
| 2 Bedroom | $480 | $1,480 | $1,960 |
| 3 Bedroom | $320 | $2,180 | $2,500 |
| 4 Bedroom | $550 | $2,350 | $2,900 |
Affordability — Buda, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $368,000 |
| Median Household Income | $110,000 |