Cedar Park, TX78613

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$462,000
5.5% YoY Growth
Median Household Income
$121,000
18.7% 5-Year Growth
Days on Market
78
10.0% Longer than last year
Home Price Forecast
-2.2%
Median Rent
$2,250
1.3% YoY Growth
1-Bed Rent
$1,200
15.8% YoY Growth
2-Bed Rent
$1,850
3.5% YoY Growth
3-Bed Rent
$2,150
0.5% YoY Growth

Property Listings — Cedar Park, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Cedar Park, TX is 78. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$515,000-3.0%
Listing Count
32321.0%
Listings as % of Homes0.5%21.0%
Days on Market
7810.0%
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Demographics — Cedar Park, TX

As of the latest ACS Survey released in 2023, Cedar Park, TX has a population of 89,200, which has increased by 11.9% over the past 5 years. Cedar Park, TX is a moderately popular place for families, as children make up 24.9% of the population. The area has a highly educated workforce, with 55.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
89,20011.9%
% Under 18
24.9%-14.7%
% Seniors
11.0%34.1%
% WFH
27.2%164.1%
% w/ College Degree
55.2%12.0%
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As of the latest ACS Survey released in 2023, Cedar Park, TX is a predominantly white area, with 59.7% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Cedar Park, TX is hispanic, making up 18.5% of the population. Foreign-born residents account for 17.1% of the population in Cedar Park, TX, and this percentage has increased by 33.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.7%-9.1%
% Black
3.5%16.7%
% Hispanic
18.5%-1.6%
% Asian
13.1%45.6%
% Foreign Born
17.1%33.6%
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Mortgage and Risk — Cedar Park, TX

According to HUD data as of 2023, there were 141 mortgage originations in Cedar Park, TX, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Cedar Park, TX. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
141
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Cedar Park, TX

As of 2024, the percent of homes in Cedar Park, TX under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cedar Park, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
160
Total Units Section 8
160
% Rentals under Section 8
1.4%
% Occupied Section 8
81.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$540$1,200$1,740
2 Bedroom$210$1,850$2,060
3 Bedroom$480$2,150$2,630
4 Bedroom$350$2,700$3,050

Affordability — Cedar Park, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$462,000
Median Household Income$121,000

Cedar Park, TX — ZIP Code Boundary Map

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Frequently Asked Questions