Harper, TX 78631 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Harper, TX—78631

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$415,000

0.0% YoY Growth

Household Income

$73,600

42.5% YoY Growth

Days on Market

152

29.0% Longer YoY

Home Price Forecast

-0.1%

Median Rent

$2,500

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Harper, TX

As of Dec '25, the median home price in Harper, TX is $415,000, with a year-over-year change of 0.0%. This indicates that home prices in Harper, TX are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$415,000	0.0%
Single Family	$414,000	-1.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Harper, TX

Harper, TX lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$2,500	$2,500
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	$2,500	$2,500

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% of Rental Stock

2 Bedrooms

3.4%

3 Bedrooms

66.2%

4 Bedrooms

30.4%

Property Listings — Harper, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Harper, TX is 124. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$1,160,000	105.0%
Listing Count	32	34.0%
Listings as % of Homes	1.0%	34.0%
Days on Market	152	29.0%

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Demographics — Harper, TX

As of the latest ACS Survey released in 2023, Harper, TX has a population of 3,360, which has increased by 17.5% over the past 5 years. Harper, TX is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,360	17.5%
% Under 18	22.2%	-12.3%
% Seniors	23.0%	-18.4%
% WFH	8.9%	217.9%
% w/ College Degree	19.9%	-24.0%

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As of the latest ACS Survey released in 2023, Harper, TX is a predominantly white area, with 72.6% of the population identifying as white. The white population has shrunk by 12.6% in the last 5 years. The second most common race or ethnicity in Harper, TX is hispanic, making up 21.5% of the population. Foreign-born residents account for 4.6% of the population in Harper, TX, and this percentage has decreased by 49.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	72.6%	-12.6%
% Black	0.0%	N/A
% Hispanic	21.5%	32.7%
% Asian	0.0%	N/A
% Foreign Born	4.6%	-49.5%

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Mortgage and Risk — Harper, TX

According to HUD data as of 2023, there were 87 mortgage originations in Harper, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Harper, TX. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	87
% Conventional Loans	76.0%
% Government Loans	24.0%
% Investor Loans	1.0%
% Second Loans	5.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Harper, TX

Harper, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,130
2 Bedroom	N/A	N/A	$1,440
3 Bedroom	N/A	N/A	$1,920
4 Bedroom	-$370	$2,500	$2,130

Harper, TX—78631

Key Metrics at a Glance

Home Price Trends — Harper, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harper, TX

% of Rental Stock

Property Listings — Harper, TX

Demographics — Harper, TX

Race and Ethnicity

Mortgage and Risk — Harper, TX

Mortgages

Rentals and Section 8 — Harper, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Harper, TX

Home Price to Income Ratio

Harper, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Doss, TX

Ingram, TX

Kerrville, TX

Hunt, TX

Hunt, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.6
Median Home Price	$415,000
Median Household Income	$73,600

Harper, TX—78631

Key Metrics at a Glance

Home Price Trends — Harper, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harper, TX

% of Rental Stock

Property Listings — Harper, TX

Demographics — Harper, TX

Race and Ethnicity

Mortgage and Risk — Harper, TX

Mortgages

Rentals and Section 8 — Harper, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Harper, TX

Home Price to Income Ratio

Harper, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Doss, TX

Ingram, TX

Kerrville, TX

Hunt, TX

Hunt, TX

Frequently Asked Questions

What is the average home price in Harper, TX 78631?

How have home prices in Harper, TX 78631 changed over the past year?

What is the home price projection for Harper, TX 78631?

What are the demographics of Harper, TX 78631?

How long does it take homes to sell in Harper, TX 78631?

What is the average rent price in Harper, TX 78631?