Kyle, TX—78640
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kyle, TX
As of Oct '25, the median home price in Kyle, TX is $300,000, with a year-over-year change of -7.8%. This indicates that home prices in Kyle, TX are decreasing. According to Zillow, the 1-year price projection is -2.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $300,000 | -7.8% |
| Single Family | $300,000 | -7.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $234,000 | -11.0% |
3 Bed | $281,000 | -8.5% |
4 Bed | $331,000 | -7.5% |
| 5 Bed | $390,000 | -8.0% |
% of Housing Stock
Rental Trends — Kyle, TX
As of July '25, Rentcast reports the average rent in Kyle, TX is $1,920, with a year-over-year rent change of -4.5%. Per bedroom, the median rent as of July '25 in Kyle, TX is studios: $1,170, 1-bedrooms: $1,080, 2-bedrooms: $1,630, 3-bedrooms: $1,950, 4-bedrooms: $2,210. The most common rental property sizes in Kyle, TX are 3-bedroom and 1-bedroom, accounting for 39.7% and 33.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $1,920 |
| Studio Rent | $1,150 | $1,170 |
| 1 Bed Rent | $1,180 | $1,080 |
| 2 Bed Rent | $1,660 | $1,630 |
| 3 Bed Rent | $1,900 | $1,950 |
| 4 Bed Rent | $2,150 | $2,210 |
% of Rental Stock
Property Listings — Kyle, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Kyle, TX is 84. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $335,000 | -3.0% |
Listing Count | 506 | -10.0% |
| Listings as % of Homes | 1.0% | -10.0% |
Days on Market | 84 | 25.0% |
Demographics — Kyle, TX
As of the latest ACS Survey released in 2023, Kyle, TX has a population of 71,500, which has increased by 26.2% over the past 5 years. Kyle, TX is a popular place for families, as children make up 27.6% of the population. The area has a moderately educated workforce, with 29.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 71,500 | 26.2% |
% Under 18 | 27.6% | -8.6% |
% Seniors | 6.9% | -16.9% |
% WFH | 10.8% | 103.8% |
% w/ College Degree | 29.2% | 8.6% |
As of the latest ACS Survey released in 2023, Kyle, TX is a predominantly hispanic area, with 55.3% of the population identifying as hispanic. The hispanic population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Kyle, TX is white, making up 35.8% of the population. Foreign-born residents account for 13.0% of the population in Kyle, TX, and this percentage has increased by 6.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 35.8% | -8.7% |
% Black | 5.2% | 13.0% |
% Hispanic | 55.3% | 1.7% |
% Asian | 1.1% | 22.2% |
% Foreign Born | 13.0% | 6.6% |
Mortgage and Risk — Kyle, TX
According to HUD data as of 2023, there were 2136 mortgage originations in Kyle, TX, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 55.0% above 90% LTV (very high). This implies large mortgage risk in Kyle, TX. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 2,136 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Kyle, TX
As of 2024, the percent of homes in Kyle, TX under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kyle, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 90 |
Total Units Section 8 | 69 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | 91.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $470 | $1,180 | $1,650 |
| 2 Bedroom | $290 | $1,660 | $1,950 |
| 3 Bedroom | $580 | $1,900 | $2,480 |
| 4 Bedroom | $730 | $2,150 | $2,880 |
Affordability — Kyle, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $300,000 |
| Median Household Income | $88,500 |