Kyle, TX 78640 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Kyle, TX—78640

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$298,000

7.9% YoY Growth

Household Income

$88,500

22.2% YoY Growth

Days on Market

10.0% Longer YoY

Home Price Forecast

-2.1%

Median Rent

$1,950

4.5% YoY Growth

1-Bed Rent

$1,180

15.0% YoY Growth

2-Bed Rent

$1,660

0.0% YoY Growth

3-Bed Rent

$1,900

1.5% YoY Growth

Home Price Trends — Kyle, TX

As of Dec '25, the median home price in Kyle, TX is $298,000, with a year-over-year change of -7.9%. This indicates that home prices in Kyle, TX are decreasing. According to Zillow, the 1-year price projection is -2.1%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$298,000	-7.9%
Single Family	$298,000	-8.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Kyle, TX

As of July '25, Rentcast reports the average rent in Kyle, TX is $1,920, with a year-over-year rent change of -4.5%. Per bedroom, the median rent as of July '25 in Kyle, TX is studios: $1,170, 1-bedrooms: $1,080, 2-bedrooms: $1,630, 3-bedrooms: $1,950, 4-bedrooms: $2,210. The most common rental property sizes in Kyle, TX are 3-bedroom and 1-bedroom, accounting for 39.7% and 33.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,950	$1,920
Studio Rent	$1,150	$1,170
1 Bed Rent	$1,180	$1,080
2 Bed Rent	$1,660	$1,630
3 Bed Rent	$1,900	$1,950
4 Bed Rent	$2,150	$2,210

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% of Rental Stock

Studio

3.1%

1 Bedroom

33.5%

2 Bedrooms

12.8%

3 Bedrooms

39.7%

4 Bedrooms

10.3%

5+ Bedrooms

0.7%

Property Listings — Kyle, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Kyle, TX is 86. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$334,000	-3.0%
Listing Count	501	-13.0%
Listings as % of Homes	1.0%	-13.0%
Days on Market	72	10.0%

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Demographics — Kyle, TX

As of the latest ACS Survey released in 2023, Kyle, TX has a population of 71,500, which has increased by 26.2% over the past 5 years. Kyle, TX is a popular place for families, as children make up 27.6% of the population. The area has a moderately educated workforce, with 29.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	71,500	26.2%
% Under 18	27.6%	-8.6%
% Seniors	6.9%	-16.9%
% WFH	10.8%	103.8%
% w/ College Degree	29.2%	8.6%

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As of the latest ACS Survey released in 2023, Kyle, TX is a predominantly hispanic area, with 55.3% of the population identifying as hispanic. The hispanic population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Kyle, TX is white, making up 35.8% of the population. Foreign-born residents account for 13.0% of the population in Kyle, TX, and this percentage has increased by 6.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	35.8%	-8.7%
% Black	5.2%	13.0%
% Hispanic	55.3%	1.7%
% Asian	1.1%	22.2%
% Foreign Born	13.0%	6.6%

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Mortgage and Risk — Kyle, TX

According to HUD data as of 2023, there were 2136 mortgage originations in Kyle, TX, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 55.0% above 90% LTV (very high). This implies large mortgage risk in Kyle, TX. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	2,136
% Conventional Loans	59.0%
% Government Loans	41.0%
% Investor Loans	4.0%
% Second Loans	1.0%
% Cash Out Refinance	7.0%

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Rentals and Section 8 — Kyle, TX

As of 2024, the percent of homes in Kyle, TX under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kyle, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	90
Total Units Section 8	69
% Rentals under Section 8	0.9%
% Occupied Section 8	91.2%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$470	$1,180	$1,650
2 Bedroom	$290	$1,660	$1,950
3 Bedroom	$580	$1,900	$2,480
4 Bedroom	$730	$2,150	$2,880

Kyle, TX—78640

Key Metrics at a Glance

Home Price Trends — Kyle, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Kyle, TX

% of Rental Stock

Property Listings — Kyle, TX

Demographics — Kyle, TX

Race and Ethnicity

Mortgage and Risk — Kyle, TX

Mortgages

Rentals and Section 8 — Kyle, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Kyle, TX

Home Price to Income Ratio

Kyle, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Buda, TX

Maxwell, TX

Little Elm, Austin, TX

Southeast Austin, Austin, TX

Southpark Meadows, Austin, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.2
Median Home Price	$298,000
Median Household Income	$88,500

Kyle, TX—78640

Key Metrics at a Glance

Home Price Trends — Kyle, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Kyle, TX

% of Rental Stock

Property Listings — Kyle, TX

Demographics — Kyle, TX

Race and Ethnicity

Mortgage and Risk — Kyle, TX

Mortgages

Rentals and Section 8 — Kyle, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Kyle, TX

Home Price to Income Ratio

Kyle, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Buda, TX

Maxwell, TX

Little Elm, Austin, TX

Southeast Austin, Austin, TX

Southpark Meadows, Austin, TX

Frequently Asked Questions

What is the average home price in Kyle, TX 78640?

How have home prices in Kyle, TX 78640 changed over the past year?

What is the home price projection for Kyle, TX 78640?

What are the demographics of Kyle, TX 78640?

How long does it take homes to sell in Kyle, TX 78640?

What is the average rent price in Kyle, TX 78640?