Liberty Hill, TX—78642
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Liberty Hill, TX
As of Oct '25, the median home price in Liberty Hill, TX is $493,000, with a year-over-year change of -2.7%. This indicates that home prices in Liberty Hill, TX are decreasing. According to Zillow, the 1-year price projection is -2.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $493,000 | -2.7% |
| Single Family | $493,000 | -3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $377,000 | -3.6% |
4 Bed | $533,000 | -3.3% |
| 5 Bed | $614,000 | -2.2% |
% of Housing Stock
Rental Trends — Liberty Hill, TX
As of July '25, Rentcast reports the average rent in Liberty Hill, TX is $2,410, with a year-over-year rent change of 3.0%. Per bedroom, the median rent as of July '25 in Liberty Hill, TX is studios: $1,470, 1-bedrooms: $1,480, 2-bedrooms: $1,390, 3-bedrooms: $2,120, 4-bedrooms: $2,540. The most common rental property sizes in Liberty Hill, TX are 4-bedroom and 3-bedroom, accounting for 44.3% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,280 | $2,410 |
| Studio Rent | $1,300 | $1,470 |
| 1 Bed Rent | $1,460 | $1,480 |
| 2 Bed Rent | $1,320 | $1,390 |
| 3 Bed Rent | $2,100 | $2,120 |
| 4 Bed Rent | $2,400 | $2,540 |
% of Rental Stock
Property Listings — Liberty Hill, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Liberty Hill, TX is 95. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $600,000 | -2.0% |
Listing Count | 382 | 6.0% |
| Listings as % of Homes | 2.9% | 6.0% |
Days on Market | 95 | 19.0% |
Demographics — Liberty Hill, TX
As of the latest ACS Survey released in 2023, Liberty Hill, TX has a population of 24,100, which has increased by 104.3% over the past 5 years. Liberty Hill, TX is a popular place for families, as children make up 28.7% of the population. The area has a moderately educated workforce, with 43.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,100 | 104.3% |
% Under 18 | 28.7% | 3.2% |
% Seniors | 10.4% | -2.8% |
% WFH | 25.1% | 234.7% |
% w/ College Degree | 43.0% | 35.2% |
As of the latest ACS Survey released in 2023, Liberty Hill, TX is a predominantly white area, with 65.4% of the population identifying as white. The white population has shrunk by 22.1% in the last 5 years. The second most common race or ethnicity in Liberty Hill, TX is hispanic, making up 27.0% of the population. Foreign-born residents account for 9.1% of the population in Liberty Hill, TX, and this percentage has increased by 122.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.4% | -22.1% |
% Black | 2.1% | 75.0% |
% Hispanic | 27.0% | 136.8% |
% Asian | 2.3% | 1,050.0% |
% Foreign Born | 9.1% | 122.0% |
Mortgage and Risk — Liberty Hill, TX
According to HUD data as of 2023, there were 1512 mortgage originations in Liberty Hill, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Liberty Hill, TX. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,512 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Liberty Hill, TX
As of 2024, the percent of homes in Liberty Hill, TX under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Liberty Hill, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $1,460 | $1,480 |
| 2 Bedroom | $420 | $1,320 | $1,740 |
| 3 Bedroom | $130 | $2,100 | $2,230 |
| 4 Bedroom | $160 | $2,400 | $2,560 |
Affordability — Liberty Hill, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $493,000 |
| Median Household Income | $128,000 |