Horseshoe Bay, TX—78657
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Horseshoe Bay, TX
Horseshoe Bay, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $650,000 | -1.8% |
| Single Family | $689,000 | -2.1% |
| Condos | $484,000 | -4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $339,000 | -8.1% |
3 Bed | $595,000 | -2.0% |
4 Bed | $1,273,000 | -1.4% |
| 5 Bed | $2,827,000 | 1.0% |
% of Housing Stock
Rental Trends — Horseshoe Bay, TX
As of July '25, Rentcast reports the average rent in Horseshoe Bay, TX is $2,560, with a year-over-year rent change of -5.2%. Per bedroom, the median rent as of July '25 in Horseshoe Bay, TX is studios: $1,400, 1-bedrooms: $1,460, 2-bedrooms: $2,370, 3-bedrooms: $2,670, 4-bedrooms: $3,270. The most common rental property sizes in Horseshoe Bay, TX are 3-bedroom and 2-bedroom, accounting for 47.7% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,560 |
| Studio Rent | $1,300 | $1,400 |
| 1 Bed Rent | $1,400 | $1,460 |
| 2 Bed Rent | $2,200 | $2,370 |
| 3 Bed Rent | $2,500 | $2,670 |
| 4 Bed Rent | $2,900 | $3,270 |
% of Rental Stock
Property Listings — Horseshoe Bay, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Horseshoe Bay, TX is 128. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $766,000 | -1.0% |
Listing Count | 407 | 16.0% |
| Listings as % of Homes | 3.9% | 16.0% |
Days on Market | 128 | 14.0% |
Demographics — Horseshoe Bay, TX
As of the latest ACS Survey released in 2023, Horseshoe Bay, TX has a population of 7,060, which has increased by 21.9% over the past 5 years. Horseshoe Bay, TX is a less popular place for families, as children make up 14.7% of the population. The area has a highly educated workforce, with 47.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,060 | 21.9% |
% Under 18 | 14.7% | 25.6% |
% Seniors | 37.3% | -13.5% |
% WFH | 17.2% | 191.5% |
% w/ College Degree | 47.2% | 10.3% |
As of the latest ACS Survey released in 2023, Horseshoe Bay, TX is a predominantly white area, with 79.9% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Horseshoe Bay, TX is hispanic, making up 16.0% of the population. Foreign-born residents account for 8.0% of the population in Horseshoe Bay, TX, and this percentage has decreased by 3.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.9% | -3.6% |
% Black | 0.3% | -72.7% |
% Hispanic | 16.0% | 19.4% |
% Asian | 1.2% | 100.0% |
% Foreign Born | 8.0% | -3.6% |
Mortgage and Risk — Horseshoe Bay, TX
According to HUD data as of 2023, there were 291 mortgage originations in Horseshoe Bay, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Horseshoe Bay, TX. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 291 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 5.0% |
% Second Loans | 17.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Horseshoe Bay, TX
Horseshoe Bay, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$340 | $1,400 | $1,060 |
| 2 Bedroom | -$820 | $2,200 | $1,380 |
| 3 Bedroom | -$680 | $2,500 | $1,820 |
| 4 Bedroom | -$810 | $2,900 | $2,090 |
Affordability — Horseshoe Bay, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.3 |
| Median Home Price | $650,000 |
| Median Household Income | $93,700 |