Horseshoe Bay, TX 78657 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Horseshoe Bay, TX—78657

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$638,000

2.1% YoY Growth

Household Income

$93,700

35.5% YoY Growth

Days on Market

124

21.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$2,400

5.2% YoY Growth

1-Bed Rent

$1,400

20.7% YoY Growth

2-Bed Rent

$2,200

22.2% YoY Growth

3-Bed Rent

$2,500

13.3% YoY Growth

Home Price Trends — Horseshoe Bay, TX

Horseshoe Bay, TX lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$638,000	-2.1%
Single Family	$675,000	-2.3%
Condos	$474,000	-4.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Horseshoe Bay, TX

As of July '25, Rentcast reports the average rent in Horseshoe Bay, TX is $2,560, with a year-over-year rent change of -5.2%. Per bedroom, the median rent as of July '25 in Horseshoe Bay, TX is studios: $1,400, 1-bedrooms: $1,460, 2-bedrooms: $2,370, 3-bedrooms: $2,670, 4-bedrooms: $3,270. The most common rental property sizes in Horseshoe Bay, TX are 3-bedroom and 2-bedroom, accounting for 47.7% and 31.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,400	$2,560
Studio Rent	$1,300	$1,400
1 Bed Rent	$1,400	$1,460
2 Bed Rent	$2,200	$2,370
3 Bed Rent	$2,500	$2,670
4 Bed Rent	$2,900	$3,270

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% of Rental Stock

1 Bedroom

16.1%

2 Bedrooms

31.4%

3 Bedrooms

47.7%

4 Bedrooms

4.7%

Property Listings — Horseshoe Bay, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Horseshoe Bay, TX is 128. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$716,000	-2.0%
Listing Count	346	10.0%
Listings as % of Homes	3.9%	10.0%
Days on Market	124	21.0%

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Demographics — Horseshoe Bay, TX

As of the latest ACS Survey released in 2023, Horseshoe Bay, TX has a population of 7,060, which has increased by 21.9% over the past 5 years. Horseshoe Bay, TX is a less popular place for families, as children make up 14.7% of the population. The area has a highly educated workforce, with 47.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	7,060	21.9%
% Under 18	14.7%	25.6%
% Seniors	37.3%	-13.5%
% WFH	17.2%	191.5%
% w/ College Degree	47.2%	10.3%

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As of the latest ACS Survey released in 2023, Horseshoe Bay, TX is a predominantly white area, with 79.9% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Horseshoe Bay, TX is hispanic, making up 16.0% of the population. Foreign-born residents account for 8.0% of the population in Horseshoe Bay, TX, and this percentage has decreased by 3.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	79.9%	-3.6%
% Black	0.3%	-72.7%
% Hispanic	16.0%	19.4%
% Asian	1.2%	100.0%
% Foreign Born	8.0%	-3.6%

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Mortgage and Risk — Horseshoe Bay, TX

According to HUD data as of 2023, there were 291 mortgage originations in Horseshoe Bay, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Horseshoe Bay, TX. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	291
% Conventional Loans	81.0%
% Government Loans	19.0%
% Investor Loans	5.0%
% Second Loans	17.0%
% Cash Out Refinance	5.0%

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Rentals and Section 8 — Horseshoe Bay, TX

Horseshoe Bay, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$340	$1,400	$1,060
2 Bedroom	-$820	$2,200	$1,380
3 Bedroom	-$680	$2,500	$1,820
4 Bedroom	-$810	$2,900	$2,090

Horseshoe Bay, TX—78657

Key Metrics at a Glance

Home Price Trends — Horseshoe Bay, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Horseshoe Bay, TX

% of Rental Stock

Property Listings — Horseshoe Bay, TX

Demographics — Horseshoe Bay, TX

Race and Ethnicity

Mortgage and Risk — Horseshoe Bay, TX

Mortgages

Rentals and Section 8 — Horseshoe Bay, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Horseshoe Bay, TX

Home Price to Income Ratio

Horseshoe Bay, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Round Mountain, TX

Kingsland, TX

Marble Falls, TX

Spicewood, TX

Burnet, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	7.2
Median Home Price	$638,000
Median Household Income	$93,700

Horseshoe Bay, TX—78657

Key Metrics at a Glance

Home Price Trends — Horseshoe Bay, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Horseshoe Bay, TX

% of Rental Stock

Property Listings — Horseshoe Bay, TX

Demographics — Horseshoe Bay, TX

Race and Ethnicity

Mortgage and Risk — Horseshoe Bay, TX

Mortgages

Rentals and Section 8 — Horseshoe Bay, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Horseshoe Bay, TX

Home Price to Income Ratio

Horseshoe Bay, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Round Mountain, TX

Kingsland, TX

Marble Falls, TX

Spicewood, TX

Burnet, TX

Frequently Asked Questions

What is the average home price in Horseshoe Bay, TX 78657?

How have home prices in Horseshoe Bay, TX 78657 changed over the past year?

What is the home price projection for Horseshoe Bay, TX 78657?

What are the demographics of Horseshoe Bay, TX 78657?

How long does it take homes to sell in Horseshoe Bay, TX 78657?

What is the average rent price in Horseshoe Bay, TX 78657?