Round Top, TX78954

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,214,000
2.3% YoY Growth
Median Household Income
$100,000
82.0% 5-Year Growth
Days on Market
43
35.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$4,500
12.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$4,500
0.0% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Round Top, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Round Top, TX is 43. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,410,000-48.0%
Listing Count
10-43.0%
Listings as % of Homes0.2%-43.0%
Days on Market
43-35.0%
Loading chart...

Demographics — Round Top, TX

As of the latest ACS Survey released in 2023, Round Top, TX has a population of 1,380, which has increased by 27.2% over the past 5 years. Round Top, TX is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 39.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,38027.2%
% Under 18
15.5%118.3%
% Seniors
34.2%-18.8%
% WFH
12.0%135.3%
% w/ College Degree
39.6%16.5%
Loading chart...

As of the latest ACS Survey released in 2023, Round Top, TX is a predominantly white area, with 88.2% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Round Top, TX is hispanic, making up 9.7% of the population. Foreign-born residents account for 6.3% of the population in Round Top, TX, and this percentage has increased by 350.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.2%-5.6%
% Black
0.4%-77.8%
% Hispanic
9.7%162.2%
% Asian
0.9%∞%
% Foreign Born
6.3%350.0%
Loading chart...

Mortgage and Risk — Round Top, TX

According to HUD data as of 2023, there were 29 mortgage originations in Round Top, TX, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Round Top, TX. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
29
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
0.0%
% Second Loans
41.0%
% Cash Out Refinance
3.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Round Top, TX

Round Top, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
3.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$770
2 Bedroom-$3,540$4,500$960
3 BedroomN/AN/A$1,320
4 Bedroom-$2,980$4,500$1,520

Affordability — Round Top, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio11.2
Median Home Price$1,214,000
Median Household Income$100,000

Round Top, TX — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions