Smithville, TX 78957 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Smithville, TX—78957

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$340,000

1.8% YoY Growth

Household Income

$62,800

16.0% YoY Growth

Days on Market

152

80.0% Longer YoY

Home Price Forecast

-1.4%

Median Rent

$1,700

14.5% YoY Growth

1-Bed Rent

$800

8.1% YoY Growth

2-Bed Rent

$1,500

5.6% YoY Growth

3-Bed Rent

$2,300

26.5% YoY Growth

Home Price Trends — Smithville, TX

As of Dec '25, the median home price in Smithville, TX is $340,000, with a year-over-year change of -1.8%. This indicates that home prices in Smithville, TX are decreasing. According to Zillow, the 1-year price projection is -1.4%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$340,000	-1.8%
Single Family	$340,000	-2.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Smithville, TX

As of July '25, Rentcast reports the average rent in Smithville, TX is $1,900, with a year-over-year rent change of 14.5%. Per bedroom, the median rent as of July '25 in Smithville, TX is 1-bedrooms: $1,020, 2-bedrooms: $1,710, 3-bedrooms: $2,100, 4-bedrooms: $2,280. The most common rental property sizes in Smithville, TX are 3-bedroom and 2-bedroom, accounting for 37.5% and 35.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,700	$1,900
Studio Rent	N/A	N/A
1 Bed Rent	$800	$1,020
2 Bed Rent	$1,500	$1,710
3 Bed Rent	$2,300	$2,100
4 Bed Rent	$2,300	$2,280

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% of Rental Stock

Studio

1.1%

1 Bedroom

21.7%

2 Bedrooms

35.4%

3 Bedrooms

37.5%

4 Bedrooms

4.3%

Property Listings — Smithville, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Smithville, TX is 142. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$367,000	1.0%
Listing Count	92	52.0%
Listings as % of Homes	1.0%	52.0%
Days on Market	152	80.0%

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Demographics — Smithville, TX

As of the latest ACS Survey released in 2023, Smithville, TX has a population of 10,300, which has increased by 6.0% over the past 5 years. Smithville, TX is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	10,300	6.0%
% Under 18	23.2%	5.5%
% Seniors	18.8%	-5.5%
% WFH	12.9%	248.6%
% w/ College Degree	23.6%	-2.1%

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As of the latest ACS Survey released in 2023, Smithville, TX is a predominantly white area, with 65.3% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Smithville, TX is hispanic, making up 20.8% of the population. Foreign-born residents account for 8.2% of the population in Smithville, TX, and this percentage has increased by 192.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	65.3%	-5.4%
% Black	8.1%	-33.1%
% Hispanic	20.8%	33.3%
% Asian	0.7%	-46.2%
% Foreign Born	8.2%	192.9%

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Mortgage and Risk — Smithville, TX

According to HUD data as of 2023, there were 183 mortgage originations in Smithville, TX, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Smithville, TX. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	183
% Conventional Loans	74.0%
% Government Loans	26.0%
% Investor Loans	4.0%
% Second Loans	3.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Smithville, TX

As of 2024, the percent of homes in Smithville, TX under the Section 8 program is 8.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Smithville, TX, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD	173
Total Units Section 8	88
% Rentals under Section 8	8.5%
% Occupied Section 8	98.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$680	$800	$1,480
2 Bedroom	$240	$1,500	$1,740
3 Bedroom	-$70	$2,300	$2,230
4 Bedroom	$260	$2,300	$2,560

Smithville, TX—78957

Key Metrics at a Glance

Home Price Trends — Smithville, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Smithville, TX

% of Rental Stock

Property Listings — Smithville, TX

Demographics — Smithville, TX

Race and Ethnicity

Mortgage and Risk — Smithville, TX

Mortgages

Rentals and Section 8 — Smithville, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Smithville, TX

Home Price to Income Ratio

Smithville, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Bastrop, TX

Paige, TX

Rosanky, TX

Flatonia, TX

Red Rock, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	6.1
Median Home Price	$340,000
Median Household Income	$62,800

Smithville, TX—78957

Key Metrics at a Glance

Home Price Trends — Smithville, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Smithville, TX

% of Rental Stock

Property Listings — Smithville, TX

Demographics — Smithville, TX

Race and Ethnicity

Mortgage and Risk — Smithville, TX

Mortgages

Rentals and Section 8 — Smithville, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Smithville, TX

Home Price to Income Ratio

Smithville, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Bastrop, TX

Paige, TX

Rosanky, TX

Flatonia, TX

Red Rock, TX

Frequently Asked Questions

What is the average home price in Smithville, TX 78957?

How have home prices in Smithville, TX 78957 changed over the past year?

What is the home price projection for Smithville, TX 78957?

What are the demographics of Smithville, TX 78957?

How long does it take homes to sell in Smithville, TX 78957?

What is the average rent price in Smithville, TX 78957?