Spearman, TX 79081 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Spearman, TX—79081

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$123,000

7.5% YoY Growth

Household Income

$67,500

95.0% YoY Growth

Days on Market

107

27.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Spearman, TX

Spearman, TX lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$123,000	-7.5%
Single Family	$123,000	-6.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Spearman, TX

Spearman, TX lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

1.7%

1 Bedroom

42.6%

2 Bedrooms

33.0%

3 Bedrooms

12.5%

4 Bedrooms

10.2%

Property Listings — Spearman, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Spearman, TX is 94. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$154,000	9.0%
Listing Count	21	89.0%
Listings as % of Homes	0.5%	89.0%
Days on Market	107	-27.0%

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Demographics — Spearman, TX

As of the latest ACS Survey released in 2023, Spearman, TX has a population of 3,220, which has decreased by -19.4% over the past 5 years. Spearman, TX is a popular place for families, as children make up 29.2% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,220	-19.4%
% Under 18	29.2%	-7.6%
% Seniors	14.3%	-11.2%
% WFH	1.5%	36.4%
% w/ College Degree	27.7%	118.1%

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As of the latest ACS Survey released in 2023, Spearman, TX is a predominantly white area, with 51.0% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Spearman, TX is hispanic, making up 47.8% of the population. Foreign-born residents account for 16.0% of the population in Spearman, TX, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	51.0%	-5.9%
% Black	0.3%	-40.0%
% Hispanic	47.8%	4.6%
% Asian	0.2%	∞%
% Foreign Born	16.0%	-28.6%

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Mortgage and Risk — Spearman, TX

According to HUD data as of 2023, there were 26 mortgage originations in Spearman, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Spearman, TX. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	26
% Conventional Loans	81.0%
% Government Loans	19.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Spearman, TX

Spearman, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	11
Total Units Section 8	1
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$790
2 Bedroom	N/A	N/A	$980
3 Bedroom	N/A	N/A	$1,280
4 Bedroom	N/A	N/A	$1,450

Spearman, TX—79081

Key Metrics at a Glance

Home Price Trends — Spearman, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Spearman, TX

% of Rental Stock

Property Listings — Spearman, TX

Demographics — Spearman, TX

Race and Ethnicity

Mortgage and Risk — Spearman, TX

Mortgages

Rentals and Section 8 — Spearman, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Spearman, TX

Home Price to Income Ratio

Spearman, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Range, OK

Morse Junction, TX

Stinnett, TX

Skellytown, TX

Adams

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.1
Median Home Price	$123,000
Median Household Income	$67,500

Spearman, TX—79081

Key Metrics at a Glance

Home Price Trends — Spearman, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Spearman, TX

% of Rental Stock

Property Listings — Spearman, TX

Demographics — Spearman, TX

Race and Ethnicity

Mortgage and Risk — Spearman, TX

Mortgages

Rentals and Section 8 — Spearman, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Spearman, TX

Home Price to Income Ratio

Spearman, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Range, OK

Morse Junction, TX

Stinnett, TX

Skellytown, TX

Adams

Frequently Asked Questions

What is the average home price in Spearman, TX 79081?

How have home prices in Spearman, TX 79081 changed over the past year?

What is the home price projection for Spearman, TX 79081?

What are the demographics of Spearman, TX 79081?

How long does it take homes to sell in Spearman, TX 79081?

What is the average rent price in Spearman, TX 79081?