Floydada, TX79235

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$73,000
13.1% YoY Growth
Median Household Income
$53,100
14.8% 5-Year Growth
Days on Market
111
11.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$675
17.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$675
N/A
3-Bed Rent
N/A
N/A

Property Listings — Floydada, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Floydada, TX is 111. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$157,000-2.0%
Listing Count
1113.0%
Listings as % of Homes0.5%13.0%
Days on Market
11111.0%
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Demographics — Floydada, TX

As of the latest ACS Survey released in 2023, Floydada, TX has a population of 3,110, which has decreased by -10.3% over the past 5 years. Floydada, TX is a popular place for families, as children make up 32.6% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,110-10.3%
% Under 18
32.6%16.0%
% Seniors
18.8%0.0%
% WFH
0.9%-71.0%
% w/ College Degree
17.7%8.6%
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As of the latest ACS Survey released in 2023, Floydada, TX is a predominantly hispanic area, with 56.0% of the population identifying as hispanic. The hispanic population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Floydada, TX is white, making up 38.0% of the population. Foreign-born residents account for 9.5% of the population in Floydada, TX, and this percentage has increased by 35.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
38.0%1.1%
% Black
3.9%-31.6%
% Hispanic
56.0%-2.9%
% Asian
0.3%200.0%
% Foreign Born
9.5%35.7%
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Mortgage and Risk — Floydada, TX

According to HUD data as of 2023, there were 22 mortgage originations in Floydada, TX, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Floydada, TX. Investor activity is high, as 32.0% of loans were by investors. 32.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
22
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
32.0%
% Second Loans
0.0%
% Cash Out Refinance
32.0%

Loan Activity

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Rentals and Section 8 — Floydada, TX

Floydada, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
82
Total Units Section 8
24
% Rentals under Section 8
4.6%
% Occupied Section 8
63.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$840
2 Bedroom$335$675$1,010
3 BedroomN/AN/A$1,400
4 BedroomN/AN/A$1,650

Affordability — Floydada, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.9
Median Home Price$73,000
Median Household Income$53,100

Floydada, TX — ZIP Code Boundary Map

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Frequently Asked Questions