Clyde, TX79510

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$208,000
0.8% YoY Growth
Median Household Income
$71,000
48.5% 5-Year Growth
Days on Market
58
19.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$1,200
12.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,200
0.9% YoY Growth
3-Bed Rent
$1,400
5.4% YoY Growth

Property Listings — Clyde, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Clyde, TX is 58. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 81.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$240,000-3.0%
Listing Count
5422.0%
Listings as % of Homes0.8%22.0%
Days on Market
5819.0%
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Demographics — Clyde, TX

As of the latest ACS Survey released in 2023, Clyde, TX has a population of 8,140, which has increased by 10.2% over the past 5 years. Clyde, TX is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,14010.2%
% Under 18
22.6%-8.1%
% Seniors
16.2%-3.0%
% WFH
11.3%126.0%
% w/ College Degree
22.7%24.0%
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As of the latest ACS Survey released in 2023, Clyde, TX is a predominantly white area, with 78.8% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Clyde, TX is hispanic, making up 13.2% of the population. Foreign-born residents account for 1.1% of the population in Clyde, TX, and this percentage has increased by 175.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.8%-10.5%
% Black
2.4%242.9%
% Hispanic
13.2%100.0%
% Asian
0.9%200.0%
% Foreign Born
1.1%175.0%
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Mortgage and Risk — Clyde, TX

According to HUD data as of 2023, there were 145 mortgage originations in Clyde, TX, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Clyde, TX. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
145
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Clyde, TX

Clyde, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
129
Total Units Section 8
129
% Rentals under Section 8
19.6%
% Occupied Section 8
52.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$870
2 Bedroom-$90$1,200$1,110
3 Bedroom$40$1,400$1,440
4 Bedroom-$1,050$2,800$1,750

Affordability — Clyde, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$208,000
Median Household Income$71,000

Clyde, TX — ZIP Code Boundary Map

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Frequently Asked Questions