Abilene, TX79602

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$251,000
1.0% YoY Growth
Median Household Income
$84,800
35.4% 5-Year Growth
Days on Market
71
1.0% Longer than last year
Home Price Forecast
0.3%
Median Rent
$1,850
16.6% YoY Growth
1-Bed Rent
$695
7.6% YoY Growth
2-Bed Rent
$1,200
7.8% YoY Growth
3-Bed Rent
$1,950
16.0% YoY Growth

Other Zip Codes in Abilene, TX

Property Listings — Abilene, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Abilene, TX is 71. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$254,000-8.0%
Listing Count
23214.0%
Listings as % of Homes1.5%14.0%
Days on Market
711.0%
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Demographics — Abilene, TX

As of the latest ACS Survey released in 2023, Abilene, TX has a population of 26,600, which has increased by 7.8% over the past 5 years. Abilene, TX is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,6007.8%
% Under 18
23.2%-19.2%
% Seniors
15.6%32.2%
% WFH
8.8%66.0%
% w/ College Degree
33.9%13.4%
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As of the latest ACS Survey released in 2023, Abilene, TX is a predominantly white area, with 63.8% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Abilene, TX is hispanic, making up 21.6% of the population. Foreign-born residents account for 6.3% of the population in Abilene, TX, and this percentage has increased by 26.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
63.8%-7.4%
% Black
10.4%60.0%
% Hispanic
21.6%2.9%
% Asian
1.7%21.4%
% Foreign Born
6.3%26.0%
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Mortgage and Risk — Abilene, TX

According to HUD data as of 2023, there were 496 mortgage originations in Abilene, TX, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Abilene, TX. Investor activity is low, as 5.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
496
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Abilene, TX

As of 2024, the percent of homes in Abilene, TX under the Section 8 program is 11.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Abilene, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
281
Total Units Section 8
282
% Rentals under Section 8
11.3%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$245$695$940
2 Bedroom$0$1,200$1,200
3 Bedroom-$390$1,950$1,560
4 Bedroom-$610$2,500$1,890

Affordability — Abilene, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$251,000
Median Household Income$84,800

Abilene, TX — ZIP Code Boundary Map

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Frequently Asked Questions