Midland, TX79705

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$350,000
3.9% YoY Growth
Median Household Income
$105,000
21.0% 5-Year Growth
Days on Market
45
15.0% Longer than last year
Home Price Forecast
-0.3%
Median Rent
$2,700
0.8% YoY Growth
1-Bed Rent
$1,360
3.0% YoY Growth
2-Bed Rent
$2,000
13.6% YoY Growth
3-Bed Rent
$2,600
1.1% YoY Growth

Other Zip Codes in Midland, TX

Property Listings — Midland, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Midland, TX is 45. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$395,000-6.0%
Listing Count
25431.0%
Listings as % of Homes0.8%31.0%
Days on Market
4515.0%
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Demographics — Midland, TX

As of the latest ACS Survey released in 2023, Midland, TX has a population of 44,500, which has increased by 7.9% over the past 5 years. Midland, TX is a popular place for families, as children make up 28.2% of the population. The area has a moderately educated workforce, with 39.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
44,5007.9%
% Under 18
28.2%11.0%
% Seniors
10.2%-22.1%
% WFH
6.0%93.5%
% w/ College Degree
39.8%13.1%
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As of the latest ACS Survey released in 2023, Midland, TX is a predominantly white area, with 46.3% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Midland, TX is hispanic, making up 42.6% of the population. Foreign-born residents account for 10.0% of the population in Midland, TX, and this percentage has decreased by 5.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
46.3%-8.1%
% Black
8.9%11.2%
% Hispanic
42.6%12.1%
% Asian
0.7%-61.1%
% Foreign Born
10.0%-5.7%
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Mortgage and Risk — Midland, TX

According to HUD data as of 2023, there were 541 mortgage originations in Midland, TX, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Midland, TX. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
541
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Midland, TX

As of 2024, the percent of homes in Midland, TX under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Midland, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
384
Total Units Section 8
288
% Rentals under Section 8
5.5%
% Occupied Section 8
85.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$290$1,360$1,650
2 Bedroom-$70$2,000$1,930
3 Bedroom-$120$2,600$2,480
4 Bedroom-$40$3,100$3,060

Affordability — Midland, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$350,000
Median Household Income$105,000

Midland, TX — ZIP Code Boundary Map

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Frequently Asked Questions