Midland, TX79707

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$415,000
3.3% YoY Growth
Median Household Income
$100,000
3.4% 5-Year Growth
Days on Market
52
2.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$2,500
4.6% YoY Growth
1-Bed Rent
$1,110
6.2% YoY Growth
2-Bed Rent
$1,400
3.2% YoY Growth
3-Bed Rent
$2,500
6.0% YoY Growth

Other Zip Codes in Midland, TX

Property Listings — Midland, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Midland, TX is 52. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$550,000-7.0%
Listing Count
22535.0%
Listings as % of Homes0.9%35.0%
Days on Market
522.0%
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Demographics — Midland, TX

As of the latest ACS Survey released in 2023, Midland, TX has a population of 39,900, which has increased by 2.2% over the past 5 years. Midland, TX is a popular place for families, as children make up 25.7% of the population. The area has a moderately educated workforce, with 40.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,9002.2%
% Under 18
25.7%-0.8%
% Seniors
12.0%16.5%
% WFH
5.7%128.0%
% w/ College Degree
40.7%2.3%
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As of the latest ACS Survey released in 2023, Midland, TX is a predominantly white area, with 56.4% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Midland, TX is hispanic, making up 30.8% of the population. Foreign-born residents account for 11.2% of the population in Midland, TX, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
56.4%-12.0%
% Black
5.2%-10.3%
% Hispanic
30.8%23.2%
% Asian
4.9%28.9%
% Foreign Born
11.2%0.0%
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Mortgage and Risk — Midland, TX

According to HUD data as of 2023, there were 514 mortgage originations in Midland, TX, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Midland, TX. Investor activity is low, as 4.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
514
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
3.0%

Loan Activity

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Rentals and Section 8 — Midland, TX

As of 2024, the percent of homes in Midland, TX under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Midland, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
35
Total Units Section 8
35
% Rentals under Section 8
0.6%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$470$1,110$1,580
2 Bedroom$450$1,400$1,850
3 Bedroom-$120$2,500$2,380
4 Bedroom-$360$3,300$2,940

Affordability — Midland, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$415,000
Median Household Income$100,000

Midland, TX — ZIP Code Boundary Map

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Frequently Asked Questions