Upper Valley, El Paso, TX—79915
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Upper Valley, El Paso, TX
As of Oct '25, the median home price in Upper Valley, El Paso, TX is $162,000, with a year-over-year change of -0.1%. This indicates that home prices in Upper Valley, El Paso, TX are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | -0.1% |
| Single Family | $162,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $138,000 | 0.7% |
3 Bed | $165,000 | 0.6% |
4 Bed | $198,000 | 1.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Upper Valley, El Paso, TX
As of July '25, Rentcast reports the average rent in Upper Valley, El Paso, TX is $1,250, with a year-over-year rent change of 2.5%. Per bedroom, the median rent as of July '25 in Upper Valley, El Paso, TX is 1-bedrooms: $868, 2-bedrooms: $906, 3-bedrooms: $1,420, 4-bedrooms: $2,160. The most common rental property sizes in Upper Valley, El Paso, TX are 2-bedroom and 3-bedroom, accounting for 43.9% and 26.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $868 |
| 2 Bed Rent | $875 | $906 |
| 3 Bed Rent | $1,400 | $1,420 |
| 4 Bed Rent | $2,500 | $2,160 |
% of Rental Stock
Property Listings — Upper Valley, El Paso, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Upper Valley, El Paso, TX is 49. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $187,000 | -1.0% |
Listing Count | 55 | 47.0% |
| Listings as % of Homes | 0.1% | 47.0% |
Days on Market | 49 | 30.0% |
Demographics — Upper Valley, El Paso, TX
As of the latest ACS Survey released in 2023, Upper Valley, El Paso, TX has a population of 34,700, which has decreased by -2.0% over the past 5 years. Upper Valley, El Paso, TX is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 13.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 34,700 | -2.0% |
% Under 18 | 24.1% | 8.1% |
% Seniors | 20.5% | -2.8% |
% WFH | 5.8% | 52.6% |
% w/ College Degree | 13.0% | 32.7% |
As of the latest ACS Survey released in 2023, Upper Valley, El Paso, TX is a predominantly hispanic area, with 94.8% of the population identifying as hispanic. The hispanic population has remained stable in the last 5 years. The second most common race or ethnicity in Upper Valley, El Paso, TX is white, making up 3.0% of the population. Foreign-born residents account for 23.6% of the population in Upper Valley, El Paso, TX, and this percentage has decreased by 19.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 3.0% | -14.3% |
% Black | 1.0% | -33.3% |
% Hispanic | 94.8% | 0.0% |
% Asian | 1.2% | 1,100.0% |
% Foreign Born | 23.6% | -19.2% |
Mortgage and Risk — Upper Valley, El Paso, TX
According to HUD data as of 2023, there were 179 mortgage originations in Upper Valley, El Paso, TX, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Upper Valley, El Paso, TX. Investor activity is low, as 6.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 179 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Upper Valley, El Paso, TX
As of 2024, the percent of homes in Upper Valley, El Paso, TX under the Section 8 program is 26.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Upper Valley, El Paso, TX, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,378 |
Total Units Section 8 | 1,299 |
% Rentals under Section 8 | 26.1% |
% Occupied Section 8 | 90.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $40 | $850 | $890 |
| 2 Bedroom | $165 | $875 | $1,040 |
| 3 Bedroom | $40 | $1,400 | $1,440 |
| 4 Bedroom | -$740 | $2,500 | $1,760 |
Affordability — Upper Valley, El Paso, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $162,000 |
| Median Household Income | $35,900 |