Eaton, CO—80615
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eaton, CO
As of Oct '25, the median home price in Eaton, CO is $512,000, with a year-over-year change of -0.8%. This indicates that home prices in Eaton, CO are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $512,000 | -0.8% |
| Single Family | $513,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $382,000 | -1.3% |
3 Bed | $483,000 | -1.0% |
4 Bed | $536,000 | -1.1% |
| 5 Bed | $652,000 | -0.9% |
% of Housing Stock
Rental Trends — Eaton, CO
As of July '25, Rentcast reports the average rent in Eaton, CO is $1,610, with a year-over-year rent change of -10.6%. Per bedroom, the median rent as of July '25 in Eaton, CO is studios: $808, 1-bedrooms: $1,070, 2-bedrooms: $1,700, 3-bedrooms: $2,300, 4-bedrooms: $1,950. The most common rental property sizes in Eaton, CO are 3-bedroom and 2-bedroom, accounting for 44.5% and 41.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,610 |
| Studio Rent | $800 | $808 |
| 1 Bed Rent | $999 | $1,070 |
| 2 Bed Rent | $1,700 | $1,700 |
| 3 Bed Rent | $2,350 | $2,300 |
| 4 Bed Rent | $1,950 | $1,950 |
% of Rental Stock
Property Listings — Eaton, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Eaton, CO is 65. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $636,000 | -8.0% |
Listing Count | 43 | 30.0% |
| Listings as % of Homes | 0.6% | 30.0% |
Days on Market | 65 | 17.0% |
Demographics — Eaton, CO
As of the latest ACS Survey released in 2023, Eaton, CO has a population of 9,240, which has increased by 15.8% over the past 5 years. Eaton, CO is a moderately popular place for families, as children make up 21.1% of the population. The area has a moderately educated workforce, with 37.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,240 | 15.8% |
% Under 18 | 21.1% | -14.9% |
% Seniors | 17.2% | 3.0% |
% WFH | 21.1% | 305.8% |
% w/ College Degree | 37.4% | 18.4% |
As of the latest ACS Survey released in 2023, Eaton, CO is a predominantly white area, with 69.2% of the population identifying as white. The white population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Eaton, CO is hispanic, making up 26.1% of the population. Foreign-born residents account for 9.0% of the population in Eaton, CO, and this percentage has increased by 45.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.2% | -10.8% |
% Black | 0.2% | -71.4% |
% Hispanic | 26.1% | 29.2% |
% Asian | 0.9% | 80.0% |
% Foreign Born | 9.0% | 45.2% |
Mortgage and Risk — Eaton, CO
According to HUD data as of 2023, there were 196 mortgage originations in Eaton, CO, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Eaton, CO. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 196 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Eaton, CO
As of 2024, the percent of homes in Eaton, CO under the Section 8 program is 28.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Eaton, CO, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 70 |
Total Units Section 8 | 71 |
% Rentals under Section 8 | 28.6% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $81 | $999 | $1,080 |
| 2 Bedroom | -$320 | $1,700 | $1,380 |
| 3 Bedroom | -$400 | $2,350 | $1,950 |
| 4 Bedroom | $210 | $1,950 | $2,160 |
Affordability — Eaton, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $512,000 |
| Median Household Income | $107,000 |