Wiggins, CO80654

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$422,000
0.0% YoY Growth
Median Household Income
$99,800
81.3% 5-Year Growth
Days on Market
95
44.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$1,450
3.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,450
4.7% YoY Growth
3-Bed Rent
$2,500
N/A

Property Listings — Wiggins, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Wiggins, CO is 95. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$467,000-5.0%
Listing Count
29-19.0%
Listings as % of Homes2.6%-19.0%
Days on Market
9544.0%
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Demographics — Wiggins, CO

As of the latest ACS Survey released in 2023, Wiggins, CO has a population of 3,220, which has increased by 21.5% over the past 5 years. Wiggins, CO is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,22021.5%
% Under 18
26.6%0.0%
% Seniors
15.4%-4.9%
% WFH
13.7%136.2%
% w/ College Degree
19.8%22.2%
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As of the latest ACS Survey released in 2023, Wiggins, CO is a predominantly white area, with 73.3% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Wiggins, CO is hispanic, making up 24.3% of the population. Foreign-born residents account for 7.1% of the population in Wiggins, CO, and this percentage has decreased by 22.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.3%-2.1%
% Black
0.7%∞%
% Hispanic
24.3%3.0%
% Asian
0.0%-100.0%
% Foreign Born
7.1%-22.8%
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Mortgage and Risk — Wiggins, CO

According to HUD data as of 2023, there were 114 mortgage originations in Wiggins, CO, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Wiggins, CO. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
114
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Wiggins, CO

Wiggins, CO lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,660
2 Bedroom$540$1,450$1,990
3 Bedroom$90$2,500$2,590
4 BedroomN/AN/A$2,910

Affordability — Wiggins, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$422,000
Median Household Income$99,800

Wiggins, CO — ZIP Code Boundary Map

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Frequently Asked Questions