Pueblo, CO81001

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$214,000
2.0% YoY Growth
Median Household Income
$47,100
28.9% 5-Year Growth
Days on Market
96
64.0% Longer than last year
Home Price Forecast
-0.9%
Median Rent
$1,210
4.6% YoY Growth
1-Bed Rent
$849
5.0% YoY Growth
2-Bed Rent
$1,100
5.2% YoY Growth
3-Bed Rent
$1,210
1.5% YoY Growth

Other Zip Codes in Pueblo, CO

Property Listings — Pueblo, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Pueblo, CO is 96. This is a increase of 64.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$257,000-5.0%
Listing Count
18919.0%
Listings as % of Homes0.6%19.0%
Days on Market
9664.0%
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Demographics — Pueblo, CO

As of the latest ACS Survey released in 2023, Pueblo, CO has a population of 31,400, which has increased by 2.2% over the past 5 years. Pueblo, CO is a moderately popular place for families, as children make up 24.8% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
31,4002.2%
% Under 18
24.8%2.5%
% Seniors
18.2%23.8%
% WFH
7.4%311.1%
% w/ College Degree
21.4%12.0%
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As of the latest ACS Survey released in 2023, Pueblo, CO is a predominantly hispanic area, with 51.8% of the population identifying as hispanic. The hispanic population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Pueblo, CO is white, making up 39.3% of the population. Foreign-born residents account for 4.7% of the population in Pueblo, CO, and this percentage has decreased by 17.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
39.3%0.5%
% Black
2.7%28.6%
% Hispanic
51.8%-7.8%
% Asian
0.9%-30.8%
% Foreign Born
4.7%-17.5%
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Mortgage and Risk — Pueblo, CO

According to HUD data as of 2023, there were 594 mortgage originations in Pueblo, CO, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Pueblo, CO. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
594
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Pueblo, CO

As of 2024, the percent of homes in Pueblo, CO under the Section 8 program is 17.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Pueblo, CO, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,176
Total Units Section 8
981
% Rentals under Section 8
17.3%
% Occupied Section 8
79.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$61$849$910
2 Bedroom$90$1,100$1,190
3 Bedroom$330$1,210$1,540
4 Bedroom-$510$2,200$1,690

Affordability — Pueblo, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$214,000
Median Household Income$47,100

Pueblo, CO — ZIP Code Boundary Map

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Frequently Asked Questions