Pueblo, CO—81003
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pueblo, CO
As of Oct '25, the median home price in Pueblo, CO is $201,000, with a year-over-year change of -1.1%. This indicates that home prices in Pueblo, CO are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $201,000 | -1.1% |
| Single Family | $201,000 | -2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $114,000 | -9.5% |
2 Bed | $171,000 | -3.4% |
3 Bed | $220,000 | -1.8% |
4 Bed | $270,000 | -1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pueblo, CO
As of July '25, Rentcast reports the average rent in Pueblo, CO is $1,250, with a year-over-year rent change of 0.8%. Per bedroom, the median rent as of July '25 in Pueblo, CO is studios: $1,010, 1-bedrooms: $882, 2-bedrooms: $1,210, 3-bedrooms: $1,490, 4-bedrooms: $1,920. The most common rental property sizes in Pueblo, CO are 2-bedroom and 1-bedroom, accounting for 37.0% and 35.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,250 |
| Studio Rent | $625 | $1,010 |
| 1 Bed Rent | $800 | $882 |
| 2 Bed Rent | $1,200 | $1,210 |
| 3 Bed Rent | $1,600 | $1,490 |
| 4 Bed Rent | $1,820 | $1,920 |
% of Rental Stock
Property Listings — Pueblo, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Pueblo, CO is 86. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $240,000 | 2.0% |
Listing Count | 98 | 44.0% |
| Listings as % of Homes | 0.9% | 44.0% |
Days on Market | 86 | 56.0% |
Demographics — Pueblo, CO
As of the latest ACS Survey released in 2023, Pueblo, CO has a population of 14,800, which has remained stable by -0.8% over the past 5 years. Pueblo, CO is a moderately popular place for families, as children make up 19.2% of the population. The area has a poorly educated workforce, with 17.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,800 | -0.8% |
% Under 18 | 19.2% | 5.5% |
% Seniors | 14.7% | -15.5% |
% WFH | 5.1% | 183.3% |
% w/ College Degree | 17.8% | 17.9% |
As of the latest ACS Survey released in 2023, Pueblo, CO is a predominantly hispanic area, with 48.5% of the population identifying as hispanic. The hispanic population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Pueblo, CO is white, making up 42.6% of the population. Foreign-born residents account for 4.8% of the population in Pueblo, CO, and this percentage has increased by 54.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.6% | -5.5% |
% Black | 3.7% | -22.9% |
% Hispanic | 48.5% | 4.3% |
% Asian | 0.7% | 16.7% |
% Foreign Born | 4.8% | 54.8% |
Mortgage and Risk — Pueblo, CO
According to HUD data as of 2023, there were 276 mortgage originations in Pueblo, CO, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Pueblo, CO. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 276 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Pueblo, CO
As of 2024, the percent of homes in Pueblo, CO under the Section 8 program is 19.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Pueblo, CO, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 854 |
Total Units Section 8 | 572 |
% Rentals under Section 8 | 19.5% |
% Occupied Section 8 | 82.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $800 | $890 |
| 2 Bedroom | -$30 | $1,200 | $1,170 |
| 3 Bedroom | -$90 | $1,600 | $1,510 |
| 4 Bedroom | -$150 | $1,820 | $1,670 |
Affordability — Pueblo, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $201,000 |
| Median Household Income | $43,800 |