Pueblo, CO—81007
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pueblo, CO
As of Oct '25, the median home price in Pueblo, CO is $399,000, with a year-over-year change of -1.1%. This indicates that home prices in Pueblo, CO are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $399,000 | -1.1% |
| Single Family | $400,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $320,000 | -2.4% |
3 Bed | $384,000 | -1.3% |
4 Bed | $424,000 | -1.6% |
| 5 Bed | $486,000 | -2.4% |
% of Housing Stock
Rental Trends — Pueblo, CO
As of July '25, Rentcast reports the average rent in Pueblo, CO is $1,760, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in Pueblo, CO is 1-bedrooms: $924, 2-bedrooms: $1,280, 3-bedrooms: $1,980, 4-bedrooms: $2,420. The most common rental property sizes in Pueblo, CO are 3-bedroom and 2-bedroom, accounting for 45.7% and 37.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,760 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $599 | $924 |
| 2 Bed Rent | $1,280 | $1,280 |
| 3 Bed Rent | $1,900 | $1,980 |
| 4 Bed Rent | $2,400 | $2,420 |
% of Rental Stock
Property Listings — Pueblo, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Pueblo, CO is 87. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $441,000 | -1.0% |
Listing Count | 337 | 13.0% |
| Listings as % of Homes | 1.5% | 13.0% |
Days on Market | 87 | 43.0% |
Demographics — Pueblo, CO
As of the latest ACS Survey released in 2023, Pueblo, CO has a population of 35,000, which has increased by 9.8% over the past 5 years. Pueblo, CO is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 31.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 35,000 | 9.8% |
% Under 18 | 23.5% | -9.6% |
% Seniors | 17.9% | 16.2% |
% WFH | 10.6% | 178.9% |
% w/ College Degree | 31.3% | 9.1% |
As of the latest ACS Survey released in 2023, Pueblo, CO is a predominantly white area, with 65.1% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Pueblo, CO is hispanic, making up 28.7% of the population. Foreign-born residents account for 4.0% of the population in Pueblo, CO, and this percentage has increased by 29.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.1% | -6.5% |
% Black | 1.1% | 22.2% |
% Hispanic | 28.7% | 11.7% |
% Asian | 1.5% | 114.3% |
% Foreign Born | 4.0% | 29.0% |
Mortgage and Risk — Pueblo, CO
According to HUD data as of 2023, there were 724 mortgage originations in Pueblo, CO, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Pueblo, CO. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 724 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Pueblo, CO
As of 2024, the percent of homes in Pueblo, CO under the Section 8 program is 4.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Pueblo, CO, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 81 |
Total Units Section 8 | 81 |
% Rentals under Section 8 | 4.3% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $601 | $599 | $1,200 |
| 2 Bedroom | $290 | $1,280 | $1,570 |
| 3 Bedroom | $130 | $1,900 | $2,030 |
| 4 Bedroom | -$170 | $2,400 | $2,230 |
Affordability — Pueblo, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $399,000 |
| Median Household Income | $95,400 |