Pueblo, CO—81008
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pueblo, CO
As of Oct '25, the median home price in Pueblo, CO is $315,000, with a year-over-year change of 0.0%. This indicates that home prices in Pueblo, CO are flat. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $315,000 | 0.0% |
| Single Family | $316,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $245,000 | -0.8% |
3 Bed | $316,000 | 0.3% |
4 Bed | $356,000 | -0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pueblo, CO
As of July '25, Rentcast reports the average rent in Pueblo, CO is $1,630, with a year-over-year rent change of 7.9%. Per bedroom, the median rent as of July '25 in Pueblo, CO is studios: $1,050, 1-bedrooms: $1,390, 2-bedrooms: $1,620, 3-bedrooms: $1,850, 4-bedrooms: $2,370. The most common rental property sizes in Pueblo, CO are 2-bedroom and 1-bedroom, accounting for 54.5% and 21.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,560 | $1,630 |
| Studio Rent | $1,100 | $1,050 |
| 1 Bed Rent | $1,460 | $1,390 |
| 2 Bed Rent | $1,620 | $1,620 |
| 3 Bed Rent | $1,700 | $1,850 |
| 4 Bed Rent | $2,400 | $2,370 |
% of Rental Stock
Property Listings — Pueblo, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Pueblo, CO is 81. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $369,000 | -3.0% |
Listing Count | 102 | 14.0% |
| Listings as % of Homes | 1.4% | 14.0% |
Days on Market | 81 | 28.0% |
Demographics — Pueblo, CO
As of the latest ACS Survey released in 2023, Pueblo, CO has a population of 11,700, which has increased by 8.0% over the past 5 years. Pueblo, CO is a moderately popular place for families, as children make up 22.6% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,700 | 8.0% |
% Under 18 | 22.6% | 6.1% |
% Seniors | 20.1% | 18.9% |
% WFH | 4.5% | 87.5% |
% w/ College Degree | 32.5% | 16.1% |
As of the latest ACS Survey released in 2023, Pueblo, CO is a predominantly white area, with 53.8% of the population identifying as white. The white population has grown by 3.7% in the last 5 years. The second most common race or ethnicity in Pueblo, CO is hispanic, making up 37.4% of the population. Foreign-born residents account for 4.4% of the population in Pueblo, CO, and this percentage has decreased by 4.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.8% | 3.7% |
% Black | 5.4% | 20.0% |
% Hispanic | 37.4% | -15.0% |
% Asian | 2.2% | 175.0% |
% Foreign Born | 4.4% | -4.3% |
Mortgage and Risk — Pueblo, CO
According to HUD data as of 2023, there were 319 mortgage originations in Pueblo, CO, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Pueblo, CO. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 319 |
% Conventional Loans | 54.0% |
% Government Loans | 46.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Pueblo, CO
As of 2024, the percent of homes in Pueblo, CO under the Section 8 program is 7.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Pueblo, CO, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 166 |
Total Units Section 8 | 147 |
% Rentals under Section 8 | 7.8% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$210 | $1,460 | $1,250 |
| 2 Bedroom | $20 | $1,620 | $1,640 |
| 3 Bedroom | $420 | $1,700 | $2,120 |
| 4 Bedroom | -$70 | $2,400 | $2,330 |
Affordability — Pueblo, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $315,000 |
| Median Household Income | $68,400 |