Ignacio, CO—81137
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ignacio, CO
As of Oct '25, the median home price in Ignacio, CO is $450,000, with a year-over-year change of 0.3%. This indicates that home prices in Ignacio, CO are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $450,000 | 0.3% |
| Single Family | $449,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $377,000 | -1.0% |
3 Bed | $494,000 | 2.3% |
4 Bed | $584,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ignacio, CO
Ignacio, CO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $915 | $915 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $915 | $915 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ignacio, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Ignacio, CO is 69. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $622,000 | -13.0% |
Listing Count | 19 | 32.0% |
| Listings as % of Homes | 0.4% | 32.0% |
Days on Market | 69 | -18.0% |
Demographics — Ignacio, CO
As of the latest ACS Survey released in 2023, Ignacio, CO has a population of 5,660, which has decreased by -1.4% over the past 5 years. Ignacio, CO is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 21.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,660 | -1.4% |
% Under 18 | 21.8% | -0.5% |
% Seniors | 20.0% | 36.1% |
% WFH | 12.7% | 119.0% |
% w/ College Degree | 21.7% | 2.4% |
As of the latest ACS Survey released in 2023, Ignacio, CO is a predominantly white area, with 56.7% of the population identifying as white. The white population has grown by 7.0% in the last 5 years. The second most common race or ethnicity in Ignacio, CO is hispanic, making up 22.5% of the population. Foreign-born residents account for 1.4% of the population in Ignacio, CO, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 56.7% | 7.0% |
% Black | 0.1% | -87.5% |
% Hispanic | 22.5% | -16.0% |
% Asian | 0.3% | -57.1% |
% Foreign Born | 1.4% | -33.3% |
Mortgage and Risk — Ignacio, CO
According to HUD data as of 2023, there were 51 mortgage originations in Ignacio, CO, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Ignacio, CO. Investor activity is low, as 6.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Ignacio, CO
Ignacio, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,270 |
| 2 Bedroom | $635 | $915 | $1,550 |
| 3 Bedroom | N/A | N/A | $1,920 |
| 4 Bedroom | N/A | N/A | $2,490 |
Affordability — Ignacio, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.5 |
| Median Home Price | $450,000 |
| Median Household Income | $64,200 |