Delta, CO—81416
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Delta, CO
Delta, CO lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $357,000 | 2.7% |
| Single Family | $358,000 | 2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $222,000 | -0.9% |
2 Bed | $257,000 | 1.6% |
3 Bed | $373,000 | 2.8% |
4 Bed | $441,000 | 2.8% |
| 5 Bed | $541,000 | 4.0% |
% of Housing Stock
Rental Trends — Delta, CO
As of July '25, Rentcast reports the average rent in Delta, CO is $1,090, with a year-over-year rent change of -29.7%. Per bedroom, the median rent as of July '25 in Delta, CO is studios: $350, 1-bedrooms: $925, 2-bedrooms: $1,080, 3-bedrooms: $1,620. The most common rental property sizes in Delta, CO are 3-bedroom and 2-bedroom, accounting for 31.5% and 25.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,090 |
| Studio Rent | $350 | $350 |
| 1 Bed Rent | $600 | $925 |
| 2 Bed Rent | $1,150 | $1,080 |
| 3 Bed Rent | $1,450 | $1,620 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Delta, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Delta, CO is 89. This is a increase of 45.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $462,000 | 5.0% |
Listing Count | 87 | 20.0% |
| Listings as % of Homes | 0.8% | 20.0% |
Days on Market | 89 | 45.0% |
Demographics — Delta, CO
As of the latest ACS Survey released in 2023, Delta, CO has a population of 14,200, which has remained stable by -0.4% over the past 5 years. Delta, CO is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,200 | -0.4% |
% Under 18 | 21.4% | 0.5% |
% Seniors | 21.6% | 1.4% |
% WFH | 10.4% | 73.3% |
% w/ College Degree | 18.6% | 13.4% |
As of the latest ACS Survey released in 2023, Delta, CO is a predominantly white area, with 70.3% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Delta, CO is hispanic, making up 24.2% of the population. Foreign-born residents account for 5.1% of the population in Delta, CO, and this percentage has decreased by 8.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.3% | -4.7% |
% Black | 0.8% | -33.3% |
% Hispanic | 24.2% | 11.0% |
% Asian | 0.9% | -52.6% |
% Foreign Born | 5.1% | -8.9% |
Mortgage and Risk — Delta, CO
According to HUD data as of 2023, there were 262 mortgage originations in Delta, CO, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Delta, CO. Investor activity is low, as 2.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 262 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Delta, CO
Delta, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 254 |
Total Units Section 8 | 139 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $600 | $830 |
| 2 Bedroom | -$60 | $1,150 | $1,090 |
| 3 Bedroom | $90 | $1,450 | $1,540 |
| 4 Bedroom | N/A | N/A | $1,850 |
Affordability — Delta, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $357,000 |
| Median Household Income | $52,200 |