Fruita, CO—81521
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fruita, CO
As of Oct '25, the median home price in Fruita, CO is $475,000, with a year-over-year change of 3.4%. This indicates that home prices in Fruita, CO are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $475,000 | 3.4% |
| Single Family | $479,000 | 3.5% |
| Condos | $239,000 | 3.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $367,000 | 4.3% |
3 Bed | $449,000 | 3.2% |
4 Bed | $566,000 | 3.7% |
| 5 Bed | $677,000 | 3.5% |
% of Housing Stock
Rental Trends — Fruita, CO
As of July '25, Rentcast reports the average rent in Fruita, CO is $1,690, with a year-over-year rent change of 11.9%. Per bedroom, the median rent as of July '25 in Fruita, CO is studios: $1,300, 1-bedrooms: $938, 2-bedrooms: $1,500, 3-bedrooms: $1,870, 4-bedrooms: $2,280. The most common rental property sizes in Fruita, CO are 3-bedroom and 2-bedroom, accounting for 56.6% and 17.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,690 |
| Studio Rent | $1,300 | $1,300 |
| 1 Bed Rent | $950 | $938 |
| 2 Bed Rent | $1,450 | $1,500 |
| 3 Bed Rent | $1,900 | $1,870 |
| 4 Bed Rent | $2,300 | $2,280 |
% of Rental Stock
Property Listings — Fruita, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Fruita, CO is 60. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $534,000 | -9.0% |
Listing Count | 113 | 56.0% |
| Listings as % of Homes | 1.2% | 56.0% |
Days on Market | 60 | 46.0% |
Demographics — Fruita, CO
As of the latest ACS Survey released in 2023, Fruita, CO has a population of 16,900, which has increased by 6.8% over the past 5 years. Fruita, CO is a popular place for families, as children make up 26.3% of the population. The area has a moderately educated workforce, with 32.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,900 | 6.8% |
% Under 18 | 26.3% | 6.0% |
% Seniors | 21.4% | 27.4% |
% WFH | 9.3% | -9.7% |
% w/ College Degree | 32.0% | 49.5% |
As of the latest ACS Survey released in 2023, Fruita, CO is a predominantly white area, with 84.3% of the population identifying as white. The white population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Fruita, CO is hispanic, making up 9.9% of the population. Foreign-born residents account for 1.2% of the population in Fruita, CO, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | 2.4% |
% Black | 1.0% | 900.0% |
% Hispanic | 9.9% | -23.8% |
% Asian | 0.3% | -62.5% |
% Foreign Born | 1.2% | -66.7% |
Mortgage and Risk — Fruita, CO
According to HUD data as of 2023, there were 571 mortgage originations in Fruita, CO, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Fruita, CO. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 571 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Fruita, CO
As of 2024, the percent of homes in Fruita, CO under the Section 8 program is 11.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Fruita, CO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 117 |
Total Units Section 8 | 117 |
% Rentals under Section 8 | 11.1% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $950 | $1,230 |
| 2 Bedroom | $140 | $1,450 | $1,590 |
| 3 Bedroom | $330 | $1,900 | $2,230 |
| 4 Bedroom | $370 | $2,300 | $2,670 |
Affordability — Fruita, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $475,000 |
| Median Household Income | $82,600 |