Gypsum, CO—81637
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gypsum, CO
As of Oct '25, the median home price in Gypsum, CO is $704,000, with a year-over-year change of 1.8%. This indicates that home prices in Gypsum, CO are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $704,000 | 1.8% |
| Single Family | $727,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $714,000 | 1.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Gypsum, CO
As of July '25, Rentcast reports the average rent in Gypsum, CO is $2,380, with a year-over-year rent change of 67.6%. Per bedroom, the median rent as of July '25 in Gypsum, CO is 1-bedrooms: $2,290, 2-bedrooms: $2,550. The most common rental property sizes in Gypsum, CO are 2-bedroom and 3-bedroom, accounting for 63.1% and 20.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,380 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,280 | $2,290 |
| 2 Bed Rent | $2,550 | $2,550 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Gypsum, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Gypsum, CO is 143. This is a increase of 162.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $786,000 | -4.0% |
Listing Count | 161 | 49.0% |
| Listings as % of Homes | 1.6% | 49.0% |
Days on Market | 143 | 162.0% |
Demographics — Gypsum, CO
As of the latest ACS Survey released in 2023, Gypsum, CO has a population of 10,300, which has increased by 20.9% over the past 5 years. Gypsum, CO is a popular place for families, as children make up 26.6% of the population. The area has a moderately educated workforce, with 30.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,300 | 20.9% |
% Under 18 | 26.6% | -1.1% |
% Seniors | 16.5% | 73.7% |
% WFH | 8.1% | 252.2% |
% w/ College Degree | 30.9% | -3.1% |
As of the latest ACS Survey released in 2023, Gypsum, CO is a predominantly hispanic area, with 55.4% of the population identifying as hispanic. The hispanic population has grown by 35.1% in the last 5 years. The second most common race or ethnicity in Gypsum, CO is white, making up 42.1% of the population. Foreign-born residents account for 23.7% of the population in Gypsum, CO, and this percentage has increased by 24.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.1% | -26.0% |
% Black | 0.0% | N/A |
% Hispanic | 55.4% | 35.1% |
% Asian | 0.2% | ∞% |
% Foreign Born | 23.7% | 24.1% |
Mortgage and Risk — Gypsum, CO
According to HUD data as of 2023, there were 188 mortgage originations in Gypsum, CO, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Gypsum, CO. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 188 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Gypsum, CO
Gypsum, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$630 | $2,280 | $1,650 |
| 2 Bedroom | -$380 | $2,550 | $2,170 |
| 3 Bedroom | N/A | N/A | $2,620 |
| 4 Bedroom | N/A | N/A | $2,880 |
Affordability — Gypsum, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $704,000 |
| Median Household Income | $109,000 |