Silt, CO—81652
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silt, CO
As of Oct '25, the median home price in Silt, CO is $608,000, with a year-over-year change of 5.1%. This indicates that home prices in Silt, CO are increasing. According to Zillow, the 1-year price projection is 4.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $608,000 | 5.1% |
| Single Family | $616,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $404,000 | 5.2% |
3 Bed | $592,000 | 5.2% |
4 Bed | $732,000 | 4.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Silt, CO
As of July '25, Rentcast reports the average rent in Silt, CO is $2,530, with a year-over-year rent change of 4.5%. Per bedroom, the median rent as of July '25 in Silt, CO is 1-bedrooms: $1,920, 3-bedrooms: $2,730. The most common rental property sizes in Silt, CO are 4-bedroom and 2-bedroom, accounting for 47.4% and 20.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,530 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,920 | $1,920 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,700 | $2,730 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Silt, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Silt, CO is 75. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $895,000 | -21.0% |
Listing Count | 36 | 19.0% |
| Listings as % of Homes | 1.0% | 19.0% |
Days on Market | 75 | 4.0% |
Demographics — Silt, CO
As of the latest ACS Survey released in 2023, Silt, CO has a population of 6,360, which has increased by 28.5% over the past 5 years. Silt, CO is a popular place for families, as children make up 28.7% of the population. The area has a moderately educated workforce, with 25.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,360 | 28.5% |
% Under 18 | 28.7% | 7.1% |
% Seniors | 12.4% | 4.2% |
% WFH | 7.2% | -5.3% |
% w/ College Degree | 25.7% | 40.4% |
As of the latest ACS Survey released in 2023, Silt, CO is a predominantly white area, with 66.3% of the population identifying as white. The white population has shrunk by 15.9% in the last 5 years. The second most common race or ethnicity in Silt, CO is hispanic, making up 27.4% of the population. Foreign-born residents account for 14.6% of the population in Silt, CO, and this percentage has increased by 23.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.3% | -15.9% |
% Black | 1.3% | ∞% |
% Hispanic | 27.4% | 39.8% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 14.6% | 23.7% |
Mortgage and Risk — Silt, CO
According to HUD data as of 2023, there were 178 mortgage originations in Silt, CO, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Silt, CO. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 178 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Silt, CO
Silt, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 40 |
Total Units Section 8 | 40 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$460 | $1,920 | $1,460 |
| 2 Bedroom | N/A | N/A | $1,920 |
| 3 Bedroom | -$10 | $2,700 | $2,690 |
| 4 Bedroom | N/A | N/A | $2,960 |
Affordability — Silt, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $608,000 |
| Median Household Income | $97,800 |